804 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 804 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1920
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on Record
Last Sale	$269,500 (Jul 2026)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-54350-00`

Property Details

APN / Parcel Number

Primary APN	`015-54350-00`
Alternative APN	`53-08-05-112-008.000-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	132 ft deep x 54 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-54350-00
Street Address	804 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND LOT 3
Legal Subdivision	HIGHLAND ADDITION
Legal Lot Number	3
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1020
Census Tract	401

Owner

Source: Monroe County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8401 N LOW GAP RD, UNIONVILLE, IN 47468-9600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer JOHN BETHELL TITLE COMPANY, JOHN BETHEL TITLE COMPANY
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	202656435
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Jul 14, 2026
Property Address	804 W HOWE ST, BLOOMINGTON, IN 47403-2235
Document Number	0000056435
Instrument Date	Jul 2, 2026
Instrument	202656435
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	JOHN BETHELL TITLE COMPANY, JOHN BETHEL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8401 N LOW GAP RD, UNIONVILLE, IN 47468-9600

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	804 W HOWE ST, BLOOMINGTON, IN 47403-2235
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004580
Date	Apr 17, 2018
Instrument	2018004580

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	804 W HOWE ST, BLOOMINGTON, IN 47403-2235
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003224
Date	Mar 5, 2020
Instrument	2020003224

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2045

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 11, 2022
Property Address	804 W HOWE ST, BLOOMINGTON, IN 47403-2235
Document Number	2022005594
Map Reference	CAB B ENV 26
Instrument Date	Apr 5, 2022
Instrument	2022005594
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 W HOWE ST, BLOOMINGTON, IN 47403-2235

Mortgage

Document Number	2022005595
Date	Apr 11, 2022
Instrument	2022005595

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 29, 2019
Property Address	804 W HOWE ST, BLOOMINGTON, IN 47403-2235
Document Number	2019007219
Map Reference	CAB B ENV 26
Instrument Date	May 21, 2019
Instrument	2019007219
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 W HONE ST, BLOOMINGTON, IN 47403-2235

Mortgage

Document Number	2019007220
Date	May 29, 2019
Instrument	2019007220

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,061.00 (-11.07%)	$323,500 (+8.34%) Land $82,100 Building $241,400	$323,500 (+8.34%) Land $82,100 Building $241,400
2024	$3,442.00 (+15.66%)
2023		$298,600 (+8.42%) Land $75,300 Building $223,300	$298,600 (+8.42%) Land $75,300 Building $223,300
2022	$2,976.00	$275,400 Land $65,500 Building $209,900	$275,400 Land $65,500 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

Nearby Properties on W Howe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures