811 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 811 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,150 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$171,500 (Sep 2019)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-59730-00`

Property Details

APN / Parcel Number

Primary APN	`015-59730-00`
Alternative APN	`53-08-05-112-004.000-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-59730-00
Street Address	811 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND LOT 10
Legal Subdivision	HIGHLAND ADDITION
Legal Lot Number	10
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1021
Census Tract	401

Owner

811 W Howe St is owned and occupied by an individual who bought it in September 2019.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	811 W HOWE ST, BLOOMINGTON, IN 47403-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Sep 28, 2016 · Amount on File
Deed Document Number	201912711
Prior Transfer Date	Sep 23, 2011
Prior Transfer Doc	2011013203
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	811 W HOWE ST, BLOOMINGTON, IN 47403-2234
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023008250
Date	Jul 19, 2023
Instrument	2023008250

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	811 W HOWE ST, BLOOMINGTON, IN 47403-2234
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021018697
Date	Sep 29, 2021
Instrument	2021018697

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 3, 2019
Property Address	811 W HOWE ST, BLOOMINGTON, IN 47403-2234
Document Number	2019012711
Map Reference	CAB B ENV 26
Instrument Date	Jul 31, 2019
Instrument	2019012711
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 W HOWE ST, BLOOMINGTON, IN 47403-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W HOWE ST, BLOOMINGTON, IN 47403-2234

Mortgage

Document Number	2019012713
Date	Sep 3, 2019
Instrument	2019012713

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 811 W Howe St was $2,115, down 11.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (-11.76%)	$238,400 Land $82,100 Building $156,300	$238,400 Land $82,100 Building $156,300
2024	$2,397.00
2023		$219,100 (+12.47%) Land $75,300 Building $143,800	$219,100 (+12.47%) Land $75,300 Building $143,800
2022	$1,852.00	$194,800 Land $65,500 Building $129,300	$194,800 Land $65,500 Building $129,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 W Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 W Howe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

Nearby Properties on W Howe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures