725 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 725 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,373 sqft · built 1899
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Sep 2012)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Jul 2010 Mortgage Apr 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`015-08950-00`

Property Details

APN / Parcel Number

Primary APN	`015-08950-00`
Alternative APN	`53-08-05-112-009.000-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
1st Floor Area	1,373 sqft
Basement Area	837 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Terrain	High
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	015-08950-00
Street Address	725 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND LOT 6
Legal Lot Number	6
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1027
Census Tract	401

Owner

725 W Howe St is owned by a company that bought it in September 2012.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2010	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 13, 2025	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jan 8, 2009	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 18, 2012	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK
May 9, 2008	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2012 · Amount on File
Deed Sale	Sep 18, 2012 · Amount on File
Prior Sale	May 9, 2008 · Amount on File
Deed Document Number	201215699
Prior Transfer Date	Sep 4, 2012
Prior Transfer Doc	2012015699
Record Updated	Sep 20, 2026

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010010009
Date	Jul 19, 2010
Instrument	2010010009

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020005487
Date	Apr 21, 2020
Instrument	2020005487

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Investor	Possibly a Property Investor

Mortgage

Document Number	2025000414
Date	Jan 13, 2025
Instrument	2025000414

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009000237
Date	Jan 8, 2009
Instrument	2009000237

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005487
Date	Apr 21, 2020
Instrument	2020005487

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

September 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Sep 18, 2012
Property Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Document Number	2012015699
Map Reference	CAB B SL26
Instrument Date	Sep 4, 2012
Instrument	2012015699
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Investor	Possibly a Property Investor

Mortgage

Document Number	2012015702
Date	Sep 18, 2012
Instrument	2012015702

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

May 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	May 9, 2008
Property Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Document Number	2008007605
Map Reference	CABB SL26 MB2 PG44
Instrument Date	Apr 18, 2008
Instrument	2008007605
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 W HOWE ST, BLOOMINGTON, IN 47403-2232
Investor	Possibly a Property Investor

Mortgage

Document Number	2008007606
Date	May 9, 2008
Instrument	2008007606

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 725 W Howe St was $3,041.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00	$321,700 Land $81,600 Building $240,100	$321,700 Land $81,600 Building $240,100
2023		$292,700 (+6.67%) Land $74,800 Building $217,900	$292,700 (+6.67%) Land $74,800 Building $217,900
2022	$2,978.00	$274,400 Land $65,100 Building $209,300	$274,400 Land $65,100 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 W Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 W Howe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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