801 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 801 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1943
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$178,100 (Jun 2015)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-27080-00`

Property Details

APN / Parcel Number

Primary APN	`015-27080-00`
Alternative APN	`53-08-05-112-016.000-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	66 ft deep x 54 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-27080-00
Street Address	801 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND N1/2 LOT 8
Legal Subdivision	HIGHLAND ADD
Legal Lot Number	8
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1021
Census Tract	401

Owner

801 W Howe St is owned and occupied by an individual who bought it in June 2015.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	801 W HOWE ST, BLOOMINGTON, IN 47403-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Reverse Mortgage FIRST FINANCIAL BANK
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2015 · Amount on File
Deed Sale	Jun 4, 2015 · Amount on File
Prior Sale	Jan 29, 2013 · Amount on File
Deed Document Number	20157197
Prior Transfer Date	Feb 26, 2008
Prior Transfer Doc	2008003463
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	801 W HOWE ST, BLOOMINGTON, IN 47403-2234
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024003063
Date	Mar 28, 2024
Instrument	2024003063

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	225 PICTORIA DR STE 700, CINCINNATI, OH 45246

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 10, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	801 W HOWE ST, BLOOMINGTON, IN 47403-2234
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019018762
Date	Dec 26, 2019
Instrument	2019018762

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	801 W HOWE ST, BLOOMINGTON, IN 47403-2234
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020364
Date	Oct 27, 2021
Instrument	2021020364

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 801 W Howe St was $1,810, down 16.2% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (-16.24%)	$210,900 Land $48,800 Building $162,100	$210,900 Land $48,800 Building $162,100
2024	$2,161.00
2023		$201,700 (+12.06%) Land $44,800 Building $156,900	$201,700 (+12.06%) Land $44,800 Building $156,900
2022	$1,663.00	$180,000 Land $38,900 Building $141,100	$180,000 Land $38,900 Building $141,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 801 W Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 801 W Howe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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