726 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 726 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,209 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2024)
Tax Bill	$2,051 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-02250-00`

Property Details

APN / Parcel Number

Primary APN	`015-02250-00`
Alternative APN	`53-08-05-112-019.000-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft
Basement Area	845 sqft
Unfinished Basement	845 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1982
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	132 ft deep x 38 ft wide
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-02250-00
Street Address	726 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PT LOTS 4 & 5
Legal Subdivision	HIGHLAND ADDITION
Legal Lot Number	4-5
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 W HOWE ST, BLOOMINGTON, IN 47403-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Jul 31, 2019	Affidavit, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	202451663
Prior Transfer Date	Sep 16, 2013
Prior Transfer Doc	2013016672
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	726 W HOWE ST, BLOOMINGTON, IN 47403-2233
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024001360
Date	Feb 9, 2024
Instrument	2024001360

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	105 E WINSLOW RD, BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 8, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MONROE IN
Recording Date	Jul 31, 2019
Property Address	726 W HOWE ST, BLOOMINGTON, IN 47403-2233
Document Number	2019010769
Instrument Date	May 8, 2019
Instrument	2019010769
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010770
Date	Jul 31, 2019
Instrument	2019010770

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	726 W HOWE ST, BLOOMINGTON, IN 47403-2233
Transaction Type	Mortgage
Record Updated	Oct 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018012683
Date	Sep 14, 2018
Instrument	2018012683

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,051.00 (+1.99%)	$233,600 (+10.71%) Land $60,800 Building $172,800	$233,600 (+10.71%) Land $60,800 Building $172,800
2024	$2,011.00 (+10.56%)
2023		$211,000 (+9.78%) Land $55,700 Building $155,300	$211,000 (+9.78%) Land $55,700 Building $155,300
2022	$1,819.00	$192,200 Land $48,500 Building $143,700	$192,200 Land $48,500 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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