731 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 731 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,904 sqft · built 1899
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$109,700 (Apr 2020)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-07240-00`

Property Details

APN / Parcel Number

Primary APN	`015-07240-00`
Alternative APN	`53-08-05-112-017.000-009`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	85 ft deep x 52 ft wide
Terrain	High
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-07240-00
Street Address	731 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PT (N 90') L7
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1027
Census Tract	401

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	917 W 3RD ST, BLOOMINGTON, IN 47404-5005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	20204583
Prior Transfer Date	Mar 6, 2020
Prior Transfer Doc	2020004583
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	731 W HOWE ST, BLOOMINGTON, IN 47403-2232
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002754
Date	Feb 17, 2022
Instrument	2022002754

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Apr 1, 2020
Property Address	731 W HOWE ST, BLOOMINGTON, IN 47403-2232
Document Number	2020004583
Instrument Date	Mar 6, 2020
Instrument	2020004583
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 W 3RD ST, BLOOMINGTON, IN 47404-5005

Mortgage

Document Number	2020004584
Date	Apr 1, 2020
Instrument	2020004584

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,926.00 (-10.49%)	$311,400 (+26.59%) Land $60,200 Building $251,200	$311,400 (+26.59%) Land $60,200 Building $251,200
2024	$3,269.00 (+46.13%)
2023		$246,000 (+9.43%) Land $55,200 Building $190,800	$246,000 (+9.43%) Land $55,200 Building $190,800
2022	$2,237.00	$224,800 Land $48,000 Building $176,800	$224,800 Land $48,000 Building $176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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