741 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 741 Richards St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1940
Lot Size	0.334 acres (14,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Sep 2015)
Tax Bill	$8,165 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03-130-002`

Property Details

APN / Parcel Number

Primary APN	`12-03-130-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	2,419 sqft
Basement Area	949 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	14,550 sqft (0.334 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	741 RICHARDS ST
City	GENEVA
State	IL
Zip	60134-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 4 N25 2 3 VIEW CITY GENEVA
Legal Subdivision	GRANDVIEW
Legal Block	3
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3023
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	741 RICHARDS ST, GENEVA, IL 60134-1264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Prior Sale	Jun 12, 2000 · Amount on Record
Deed Document Number	201547517
Prior Transfer Date	Nov 8, 1995
Prior Transfer Doc	0000069820
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	741 RICHARDS ST, GENEVA, IL 60134-1264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071195
Date	Nov 18, 2020
Instrument	2020K071195

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,165.00 (+10.07%) Homeowner's exemption	$121,058 (+8.5%) Land $47,681 Building $73,377	$363,319 (+8.5%) Land $143,100 Building $220,219
2024		$111,575 (+13.77%) Land $43,946 Building $67,629	$334,859 (+13.82%) Land $131,891 Building $202,968
2022	$7,418.00 (+3.1%) Homeowner's exemption	$98,071 (+3.86%) Land $37,122 Building $60,949	$294,213 (+3.86%) Land $111,366 Building $182,847
2021	$7,195.00 Homeowner's exemption	$94,426 Land $35,742 Building $58,684	$283,278 Land $107,226 Building $176,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20