7911 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7911 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,648 sqft · built 2017
Lot Size	0.221 acres (9,622 sqft)
Owner	2 Company Names on Record
Last Sale	$820,000 (Oct 2017)
Tax Bill	$12,504 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2022 Second Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`810-86-010`

Property Details

APN / Parcel Number

Primary APN	`810-86-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,450 sqft
2nd Floor Area	1,198 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	9,622 sqft (0.221 acres)
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7911 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Subdivision	TRACT 10279
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3000
Census Tract	512200

Owner

Source: Santa Clara County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Intrafamily Transfer, Transfer
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 10, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 5, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	201723769954
Last Transfer Date	Oct 18, 2025
Transfer Doc	0025916389
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 10, 2025
Property Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0025916389
Map Reference	MB 893 PG 32 - 41
Instrument Date	Oct 18, 2025
Instrument	25916389
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571

Mortgage

Document Number	0025413173
Date	Dec 8, 2022
Instrument	25413173

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571

Mortgage

Document Number	0024962716
Date	May 17, 2021
Instrument	24962716

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0024258043
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7911 APPLE TREE WAY GILROY CA 950207571, GILROY, CA 95020-7571

Mortgage

Document Number	0024258043
Date	Aug 19, 2019
Instrument	24258043

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 5, 2017
Property Address	7911 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0023769954
Instrument Date	Oct 5, 2017
Instrument	23769954
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7911 APPLE TREE WAY GILROY CA 950207571, GILROY, CA 95020-7571

Mortgage

Document Number	23769955
Date	Oct 5, 2017
Instrument	23769955

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,504.00 (+1.82%) Homeowner's exemption	$932,811 (+4.04%) Land $432,371 Building $500,440
2024	$12,281.00 (+0.87%)
2023	$12,175.00 (+1.87%) Homeowner's exemption	$896,591 Land $415,583 Building $481,008
2022	$11,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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