7901 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7901 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,648 sqft · built 2017
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,137 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`810-86-021`

Property Details

APN / Parcel Number

Primary APN	`810-86-021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,450 sqft
2nd Floor Area	1,198 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,600 sqft (0.175 acres)
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7901 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Subdivision	TRACT 10279
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3000
Census Tract	512200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Apr 1, 2021	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
May 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Sep 7, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024
Deed Sale	Oct 31, 2024
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	202425720199
Prior Transfer Date	Sep 27, 2023
Prior Transfer Doc	0025536901
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 29, 2023
Property Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0025536901
Map Reference	MB 893 PG 32-41
Instrument Date	Sep 27, 2023
Instrument	25536901
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 29, 2023
Property Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0025536902
Map Reference	MB 893 PG 32-41
Instrument Date	Sep 22, 2023
Instrument	25536902
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571

Mortgage

Document Number	0025536903
Date	Sep 29, 2023
Instrument	25536903

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3332 CHEMIN DE RIVIERE, SAN JOSE, CA 95148-4310

Mortgage

Document Number	0025302278
Date	May 13, 2022
Instrument	25302278

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 1, 2021
Property Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0024902103
Map Reference	MB 893 PG 32-41
Instrument Date	Mar 24, 2021
Instrument	24902103
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3332 CHEMIN DE RIVIERE, SAN JOSE, CA 95148-4310

Mortgage

Document Number	0024902104
Date	Apr 1, 2021
Instrument	24902104

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 27, 2020
Property Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0024488606
Map Reference	MB 893 PG 32-41
Instrument Date	May 22, 2020
Instrument	24488606
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3332 CHEMIN DE RIVIERE, 3332, SAN JOSE, CA 95148-4310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0024488607
Date	May 27, 2020
Instrument	24488607

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 7, 2017
Property Address	7901 APPLE TREE WAY, GILROY, CA 95020-7571
Document Number	0023747237
Map Reference	MAP893 PG32-41
Instrument Date	Sep 5, 2017
Instrument	23747237
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3332 CHEMIN DE RIVIERE, SAN JOSE, CA 95148-4310

Mortgage

Document Number	0023747238
Date	Sep 7, 2017
Instrument	23747238

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,248,480 (+2%) Land $624,240 Building $624,240
2025	$16,137.00 (+1.75%)	$1,224,000 (+26.12%) Land $612,000 Building $612,000
2024	$15,860.00 (+20.34%)
2023	$13,179.00 (+1.83%)	$970,509 Land $512,513 Building $457,996
2022	$12,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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