2631 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2631 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,541 sqft · built 2017
Lot Size	0.156 acres (6,802 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Jan 2018)
Tax Bill	$4,633 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-86-016`

Property Details

APN / Parcel Number

Primary APN	`810-86-016`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
1st Floor Area	2,541 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,802 sqft (0.156 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2631 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Subdivision	TRACT 10279
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3000
Census Tract	512200

Owner

Source: Santa Clara County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2631 APPLE TREE WAY, GILROY, CA 95020-7570
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 30, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	201823858644
Last Transfer Date	Nov 20, 2020
Transfer Doc	0024727332
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 11, 2026
Property Address	2631 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0026050477
Instrument Date	Sep 3, 2026
Instrument	202626050477
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2631 APPLE TREE WAY, GILROY, CA 95020-7570

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 30, 2020
Property Address	2631 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0024727332
Map Reference	MB 893 PG 32-41
Instrument Date	Nov 20, 2020
Instrument	24727332
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2631 APPLE TREE WAY, GILROY, CA 95020-7570

Mortgage

Document Number	0024727333
Date	Nov 30, 2020
Instrument	24727333

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 30, 2018
Property Address	2631 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0023858644
Instrument Date	Jan 29, 2018
Instrument	23858644
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 CHERRY BLOSSOM DR SAN JOSE CA 951232111, SAN JOSE, CA 95123-2111

Mortgage

Document Number	23858645
Date	Jan 30, 2018
Instrument	23858645

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,701 (+2%) Land $83,617 Building $209,084
2025	$4,633.00 (+3.6%) Homeowner's exemption	$286,963 (+4.04%) Land $81,978 Building $204,985
2023	$4,472.00 (+2.24%) Homeowner's exemption	$275,822 Land $78,796 Building $197,026
2022	$4,374.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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