2611 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2611 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,035 sqft · built 2017
Lot Size	0.146 acres (6,338 sqft)
Owner	Individual Name on File
Last Sale	$1,280,000 (Nov 2022)
Tax Bill	$17,365 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Sale & Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`810-86-018`

Property Details

APN / Parcel Number

Primary APN	`810-86-018`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,035 sqft Living Area
1st Floor Area	1,355 sqft
2nd Floor Area	1,680 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,338 sqft (0.146 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2611 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Subdivision	TRACT 10279
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3000
Census Tract	512200

Owner

2611 Apple Tree Way is owned and occupied by an individual who bought it in November 2022.

Source: Santa Clara County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 22, 2022	Grant Deed, Transfer · Conventional Mortgage BETHPAGE FCU
Nov 22, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 13, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Sep 13, 2017 · Amount on File
Deed Document Number	202225406902
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 22, 2022
Property Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0025406900
Map Reference	MB 893 PG 32-41
Instrument Date	Nov 21, 2022
Instrument	25406900
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Investor	Possibly a Property Investor

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 22, 2022
Property Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0025406902
Map Reference	MB 893 PG 32-41
Instrument Date	Nov 15, 2022
Instrument	25406902
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570

Mortgage

Document Number	0025406903
Date	Nov 22, 2022
Instrument	25406903

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	10.6%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 22, 2022
Property Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0025406901
Map Reference	MB 893 PG 32-41
Instrument Date	Oct 21, 2022
Instrument	25406901
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570

Mortgage

Document Number	0024990806
Date	Jun 9, 2021
Instrument	24990806

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024380138
Date	Jan 14, 2020
Instrument	24380138

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0024273544
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2611 APPLE TREE WAY GILROY CA 950207570, GILROY, CA 95020-7570

Mortgage

Document Number	0024273544
Date	Sep 6, 2019
Instrument	24273544

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 13, 2017
Property Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0023752465
Map Reference	MAP893 PG32-41
Instrument Date	Sep 13, 2017
Instrument	23752465
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2611 APPLE TREE WAY, GILROY, CA 95020-7570

Mortgage

Document Number	0023752466
Date	Sep 13, 2017
Instrument	23752466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2611 Apple Tree Way was $17,365 with a homeowner's exemption, up 1.8% from the year before.

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,365.00 (+1.75%) Homeowner's exemption	$1,331,712 Land $665,856 Building $665,856
2024	$17,066.00 (+0.79%)
2023	$16,932.00 (+31.46%) Homeowner's exemption	$1,280,000 Land $640,000 Building $640,000
2022	$12,880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2611 Apple Tree Way in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2611 Apple Tree Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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