2601 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2601 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,541 sqft · built 2017
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on Record
Last Sale	$910,000 (Jun 2020)
Tax Bill	$13,264 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`810-86-019`

Property Details

APN / Parcel Number

Primary APN	`810-86-019`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
1st Floor Area	2,541 sqft

Exterior

Year Built	Built 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	6,240 sqft (0.143 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2601 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Description	TR 10279 LOT 19
Legal Tract	10279
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3000
Census Tract	512200

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Grant Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Jul 27, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	24507539
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 29, 2026
Property Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0026029800
Instrument Date	Jul 27, 2026
Instrument	202626029800
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8310 PEPPER GRASS CT, GILROY, CA 95020-3104

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 27, 2026
Property Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0026028241
Instrument Date	Jul 1, 2026
Instrument	202626028241
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,652.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570

Mortgage

Document Number	0026028241,
Date	Jul 27, 2026
Instrument	202626028241

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570

Mortgage

Document Number	0025936807
Date	Jan 30, 2026
Instrument	25936807

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2056

Interest

Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 16, 2020
Property Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0024507539
Map Reference	MB 893 PG 32-41
Instrument Date	Jun 11, 2020
Instrument	24507539
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570

Mortgage

Document Number	0024507541
Date	Jun 16, 2020
Instrument	24507541

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 29, 2018
Property Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0024071650
Instrument Date	Nov 19, 2018
Instrument	24071650
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	305 VINEYARD TOWN CTR #195 MORGAN HILL CA 950375674, 195, MORGAN HILL, CA 95037-5674

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 13, 2017
Property Address	2601 APPLE TREE WAY, GILROY, CA 95020-7570
Document Number	0023752066
Instrument Date	Sep 12, 2017
Instrument	23752066
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	305 VINEYARD TOWN CTR #195 MORGAN HILL CA 950375674, 195, MORGAN HILL, CA 95037-5674

Mortgage

Document Number	23752067
Date	Sep 13, 2017
Instrument	23752067

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,264.00 (+2.67%) Homeowner's exemption	$995,214 (+4.04%) Land $497,607 Building $497,607
2023	$12,919.00 (+1.84%) Homeowner's exemption	$956,570 Land $478,285 Building $478,285
2022	$12,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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