7910 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7910 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,648 sqft · built 2016
Lot Size	0.228 acres (9,933 sqft)
Owner	Individual Name on Record
Last Sale	$798,000 (Jan 2017)
Tax Bill	$12,420 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`810-86-009`

Property Details

APN / Parcel Number

Primary APN	`810-86-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,450 sqft
2nd Floor Area	1,198 sqft

Exterior

Year Built	Built 2016
Construction Type	Wood
Lot Area	9,933 sqft (0.228 acres)
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7910 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Description	TR 10279 LOT 9
Legal Tract	10279
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3005
Census Tract	512200

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Jan 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Jan 27, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage IMORTGAGE.COM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	23569297
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581

Mortgage

Document Number	0024843972
Date	Feb 23, 2021
Instrument	24843972

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581
Document Number	0024566444
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7910 APPLE TREE WAY GILROY CA 950207581, GILROY, CA 95020-7581

Mortgage

Document Number	0024566444
Date	Aug 6, 2020
Instrument	24566444

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581
Document Number	0024223580
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7910 APPLE TREE WAY GILROY CA 950207581, GILROY, CA 95020-7581

Mortgage

Document Number	0024223580
Date	Jul 11, 2019
Instrument	24223580

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581
Document Number	0024064641
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7910 APPLE TREE WAY GILROY CA 950207581, GILROY, CA 95020-7581

Mortgage

Document Number	0024064641
Date	Nov 15, 2018
Instrument	24064641

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153-5353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 14, 2043

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581
Document Number	0023861340
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7910 APPLE TREE WAY GILROY CA 950207581, GILROY, CA 95020-7581

Mortgage

Document Number	0023861340
Date	Feb 2, 2018
Instrument	23861340

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 27, 2017
Property Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581
Document Number	0023569297
Map Reference	MAP893 PG32-41
Instrument Date	Jan 26, 2017
Instrument	23569297
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7910 APPLE TREE WAY, GILROY, CA 95020-7581

Mortgage

Document Number	0023569298
Date	Jan 27, 2017
Instrument	23569298

Lender

Name	IMORTGAGE.COM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0023569299
Date	Jan 27, 2017
Instrument	23569299

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,420.00 (+2.7%) Homeowner's exemption	$925,949 (+4.04%) Land $429,412 Building $496,537
2023	$12,093.00 (+1.86%) Homeowner's exemption	$889,995 Land $412,739 Building $477,256
2022	$11,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Apple Tree Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures