7900 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7900 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,721 sqft · built 1978
Lot Size	2 acres (87,207 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Jun 2010)
Tax Bill	$19,014 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0120-0059-00`

Property Details

APN / Parcel Number

Primary APN	`529-0120-0059-00`
Alternative APN	`0041417`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,721 sqft Living Area
Gross Area	7,339 sqft
1st Floor Area	2,777 sqft
2nd Floor Area	1,944 sqft
Basement Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	87,207 sqft (2 acres)
Lot Dimensions	436 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	338 sqft
Patio Area	869 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	7900 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 200 X 436 LOT 6 HOWARD GRAVES FARM SUB
Legal Subdivision	HOWARD GRAVES FARM SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7900 GRAVES RD, CINCINNATI, OH 45243-3627
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2010 · Amount on Record
Deed Sale	Jun 3, 2010 · Amount on Record
Deed Document Number	201061101
Deed Book / Page	11446 / 340
Prior Transfer Date	Feb 28, 2005
Prior Transfer Doc	0000000602
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7900 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045260
Date	Apr 12, 2021
Book Page	14394/622
Instrument	2021-0045260

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7900 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7900 GRAVES RD, CINCINNATI, OH 45243-3627

Mortgage

Document Number	0000047047
Date	Apr 15, 2021
Book Page	14397/3
Instrument	2021-0047047

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7900 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004350
Date	Jan 17, 2017
Instrument	17-0004350

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2021
Min Rate At Change	2.75%
Max Rate At Change	4.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,014.00 (+2.39%)	$520,384 (-) Land $227,591 Building $292,793	$1,486,810 (-) Land $650,260 Building $836,550
2024	$18,571.00 (-0.23%)	$520,384 (-) Land $227,591 Building $292,793
2023	$18,613.00 (+14.38%)	$520,384 (+39.02%) Land $227,591 Building $292,793	$1,486,810 (+39.02%) Land $650,260 Building $836,550
2022	$16,273.00 Homeowner's exemption	$374,329 Land $164,567 Building $209,762
2020			$1,069,510 Land $470,190 Building $599,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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