7940 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7940 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,770 sqft · built 1976
Lot Size	2 acres (87,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Jul 2017)
Tax Bill	$18,276 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`529-0120-0061-00`

Property Details

APN / Parcel Number

Primary APN	`529-0120-0061-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,770 sqft Living Area
1st Floor Area	2,221 sqft
2nd Floor Area	1,549 sqft
Basement Area	1,549 sqft
Finished Basement	980 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	87,164 sqft (2 acres)
Lot Dimensions	436 ft deep x 202 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7940 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 202.55 X 436 IRR LOT 8 HOWARD GRAVES FARM SUB
Legal Subdivision	HOWARD GRAVES FARM SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7940 GRAVES RD, CINCINNATI, OH 45243-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Transfer on Death Deed, Transfer
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 22, 2020	Deed of Trust, Mortgage KEYBANK USA
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Jan 18, 2005
Deed Document Number	17-0060325
Record Updated	Jun 8, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2025
Property Address	7940 GRAVES RD, CINCINNATI, OH 45243-3627
Document Number	0000080999
Book / Page	15524 / 906
Map Reference	MB 208 PG 4
Instrument Date	Oct 16, 2025
Instrument	2025-0080999
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7940 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003936
Date	Jan 11, 2022
Book Page	14581/2204
Instrument	2022-0003936

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7940 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013959
Date	Feb 13, 2017
Instrument	17-0013959

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2047

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7940 GRAVES RD, CINCINNATI, OH 45243-3627
Document Number	0000039887
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7940 GRAVES RD CINCINNATI OH 452433627, CINCINNATI, OH 45243-3627

Mortgage

Document Number	0000039887
Date	Apr 30, 2020
Book Page	014158/001083
Instrument	39887

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 5, 2017
Property Address	7940 GRAVES RD, CINCINNATI, OH 45243-3627
Document Number	0000000325
Map Reference	MB 208 PG 4
Instrument Date	Jun 27, 2017
Instrument	17-0060325
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7940 GRAES RD, CINCINNATI, OH 45243-3627

Mortgage

Document Number	0000000327
Date	Jul 5, 2017
Instrument	17-0060327

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,276.00 (-0.02%)	$488,418 (-) Land $227,549 Building $260,869
2024	$18,280.00 (+1.45%)	$488,418 (-) Land $227,549 Building $260,869
2023	$18,018.00 (+19.87%)	$488,418 (+45.36%) Land $227,549 Building $260,869	$1,395,480 (+45.36%) Land $650,140 Building $745,340
2022	$15,031.00	$336,000 Land $164,535 Building $171,465
2020			$960,000 Land $470,100 Building $489,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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