7825 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7825 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,424 sqft · built 2012
Lot Size	0.691 acres (30,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,596 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`529-0122-0020-00`

Property Details

APN / Parcel Number

Primary APN	`529-0122-0020-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,424 sqft Living Area
Gross Area	8,592 sqft
1st Floor Area	3,324 sqft
2nd Floor Area	1,100 sqft
Basement Area	3,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,100 sqft (0.691 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7825 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 100 X 300 SS GRAVES RD 910.20 FT E OF C L MIAMI RD
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3000
Census Tract	24401

Owner

7825 Graves Rd is owned and occupied by two individuals who acquired it in April 2009.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7825 GRAVES RD, CINCINNATI, OH 45243-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Oct 23, 2025	Transfer on Death Deed, Transfer
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2004
Deed Sale	May 11, 2004
Prior Sale	Apr 11, 2000 · Amount on File
Deed Document Number	2004112665
Deed Book / Page	9615 / 1395
Last Transfer Date	Apr 30, 2009
Transfer Doc	0000000914
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 23, 2025
Property Address	7825 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000082625
Book / Page	15528 / 955
Instrument Date	Oct 23, 2025
Instrument	2025-0082625
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7825 GRAVES RD, CINCINNATI, OH 45243-3624

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 23, 2025
Property Address	7825 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000082626
Book / Page	15528 / 957
Instrument Date	Oct 22, 2025
Instrument	2025-0082626
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7825 GRAVES RD, CINCINNATI, OH 45243-3624

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7825 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000006010
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7825 GRAVES RD CINCINNATI OH 452433624, CINCINNATI, OH 45243-3624

Mortgage

Document Number	0000006010
Date	Jan 23, 2019
Book Page	013839/001157
Instrument	6010

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7825 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000001070
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7825 GRAVES RD CINCINNATI OH 452433624, CINCINNATI, OH 45243-3624

Mortgage

Document Number	0000001070
Date	Jan 4, 2019
Book Page	013827/000457
Instrument	1070

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.94%

Tax Assessment & Valuation

The 2025 property tax bill for 7825 Graves Rd was $11,596, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,596.00 (+2.68%)	$318,266 (-) Land $116,204 Building $202,062	$909,330 Land $332,010 Building $577,320
2024	$11,293.00 (-0.42%)	$318,266 (-) Land $116,204 Building $202,062
2023	$11,341.00 (-4.24%)	$318,266 (+16.4%) Land $116,204 Building $202,062	$909,330 Land $332,010 Building $577,320
2022	$11,843.00 Homeowner's exemption	$273,434 Land $93,856 Building $179,578
2020			$781,240 Land $268,160 Building $513,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7825 Graves Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7825 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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