7865 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7865 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,779 sqft · built 1924
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Nov 2021)
Tax Bill	$16,605 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`529-0122-0002-00`

Property Details

APN / Parcel Number

Primary APN	`529-0122-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,779 sqft Living Area
1st Floor Area	2,440 sqft
2nd Floor Area	1,084 sqft
Attic	Attic
Attic Area	255 sqft
Basement Area	924 sqft
Finished Basement	360 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	544 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7865 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 3.50 AC R2-T4-S5 NW
Legal Range	02
Legal Township	04
Legal Section	05
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3000
Census Tract	24401

Owner

7865 Graves Rd is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7865 GRAVES RD, CINCINNATI, OH 45243-3624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 30, 2021	Warranty Deed, Transfer LAWYERS TITLE
Oct 15, 2021	Fiduciary Deed, Transfer LAWYERS TITLE
May 6, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Oct 15, 2021 · Amount on File
Deed Document Number	0000143749
Deed Book / Page	14553 / 3108
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7865 GRAVES RD, CINCINNATI, OH 45243-3624
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019486
Date	Feb 23, 2022
Book Page	14610/571
Instrument	2022-0019486

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 30, 2021
Property Address	7865 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000143749
Book / Page	14553 / 3108
Instrument Date	Nov 18, 2021
Instrument	2021-0143749
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7865 GRAVES RD, CINCINNATI, OH 45243-3624

October 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 15, 2021
Property Address	7865 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000125439
Book / Page	14524 / 1099
Instrument Date	Oct 8, 2021
Instrument	2021-0125439
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7865 GRAVES RD, CINCINNATI, OH 45243-3624

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7865 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000049520
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7865 GRAVES RD CINCINNATI OH 452433624, CINCINNATI, OH 45243-3624

Mortgage

Document Number	0000049520
Date	May 27, 2020
Book Page	014176/002565
Instrument	49520

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7865 Graves Rd was $16,605, up 9.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,605.00 (+9.64%)	$452,305 (+7.69%) Land $231,875 Building $220,430
2024	$15,145.00 (+0.15%)	$420,000 (-) Land $231,875 Building $188,125
2023	$15,123.00 (+40.51%)	$420,000 (+71.17%) Land $231,875 Building $188,125	$1,292,300 Land $662,500 Building $629,800
2022	$10,763.00 Homeowner's exemption	$245,371 Land $175,000 Building $70,371
2020			$701,060 Land $500,000 Building $201,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7865 Graves Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7865 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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