7885 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7885 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,796 sqft · built 1941
Lot Size	3 acres (130,767 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (Oct 2014)
Tax Bill	$16,555 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0122-0025-00`

Property Details

APN / Parcel Number

Primary APN	`529-0122-0025-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,796 sqft Living Area
Gross Area	7,866 sqft
1st Floor Area	2,852 sqft
2nd Floor Area	1,944 sqft
Upper Floors Area	1,394 sqft
Basement Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	130,767 sqft (3 acres)
Lot Dimensions	557 ft deep x 235 ft wide
Garage Type	Attached
Garage Area	1,126 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	454 sqft
Patio Area	1,071 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7885 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 235.26 X 557.70SS GRAVES RD 1333.30 FT EOF W SEC LINE
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3000
Census Tract	24401

Owner

7885 Graves Rd is owned by a company that bought it in October 2014.

Source: Hamilton County records, as of February 20, 2026

Owner of Record	Company Name on File
Mailing Address	8125 BRILL RD, CINCINNATI, OH 45243-3937
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 11, 2019	Deed of Trust, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2014 · Amount on File
Deed Sale	Oct 9, 2014 · Amount on File
Prior Sale	Jun 20, 2000 · Amount on File
Deed Document Number	2014102453
Deed Book / Page	12724 / 692
Prior Transfer Date	Nov 11, 2008
Prior Transfer Doc	0000000465
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7885 GRAVES RD, CINCINNATI, OH 45243-3657
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7885 GRAVES RD, CINCINNATI, OH 45243-3657

Mortgage

Document Number	0000003023
Date	Jan 13, 2026
Book Page	15581/1513
Instrument	2026-0003023

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2020
Property Address	7885 GRAVES RD, CINCINNATI, OH 45243-3657
Document Number	0000045265
Book / Page	014168 / 001236
Instrument Date	Apr 16, 2020
Instrument	45265
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8125 BRILL RD CINCINNATI OH 452433937, CINCINNATI, OH 45243-3937

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7885 GRAVES RD, CINCINNATI, OH 45243-3657
Document Number	0000109984
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7885 GRAVES RD CINCINNATI OH 452433657, CINCINNATI, OH 45243-3657

Mortgage

Document Number	0000109984
Date	Dec 12, 2019
Book Page	014062/000807
Instrument	109984

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.9%

Tax Assessment & Valuation

The 2025 property tax bill for 7885 Graves Rd was $16,555.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,555.00 (-0.02%)	$442,446 (-) Land $273,091 Building $169,355	$1,264,130 Land $780,260 Building $483,870
2024	$16,559.00 (+1.46%)	$442,446 (-) Land $273,091 Building $169,355
2023	$16,321.00 (-5.23%)	$442,446 (+14.92%) Land $273,091 Building $169,355	$1,264,130 Land $780,260 Building $483,870
2022	$17,222.00	$385,001 Land $197,817 Building $187,184
2020			$1,100,000 Land $565,190 Building $534,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7885 Graves Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7885 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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