7920 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7920 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,588 sqft · built 1978
Lot Size	2 acres (87,207 sqft)
Owner	Individual Name on File
Last Sale	$749,000 (Jul 2019)
Tax Bill	$14,872 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`529-0120-0060-00`

Property Details

APN / Parcel Number

Primary APN	`529-0120-0060-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,588 sqft Living Area
1st Floor Area	1,744 sqft
2nd Floor Area	1,844 sqft
Basement Area	1,132 sqft
Finished Basement	375 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	87,207 sqft (2 acres)
Lot Dimensions	436 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	220 sqft
Patio Area	950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7920 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 200 X 436 LOT 7 HOWARD GRAVES FARM SUB
Legal Subdivision	HOWARD GRAVES FARM SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24401

Owner

7920 Graves Rd is owned and occupied by an individual who bought it in July 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7920 GRAVES RD, CINCINNATI, OH 45243-3627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Feb 5, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Feb 5, 2019
Deed Document Number	0000058395
Deed Book / Page	13962 / 01870
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7920 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7920 GRAVES RD, CINCINNATI, OH 45243-3627

Mortgage

Document Number	0000028204
Date	Apr 27, 2023
Book Page	14904/800
Instrument	2023-0028204

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7920 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200128340
Date	Dec 7, 2020
Book Page	14309/3604
Instrument	2020-0128340

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2019
Property Address	7920 GRAVES RD, CINCINNATI, OH 45243-3627
Document Number	0000058395
Book / Page	13962 / 01870
Map Reference	MB 208 PG 4
Instrument Date	Jul 17, 2019
Instrument	2019-0058395
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7920 GRAVES RD, CINCINNATI, OH 45243-3627

Mortgage

Document Number	0000058396
Date	Jul 19, 2019
Instrument	2019-0058396

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Feb 5, 2019
Property Address	7920 GRAVES RD, CINCINNATI, OH 45243-3627
Document Number	0000009359
Book / Page	013848 / 001651
Instrument Date	Feb 2, 2019
Instrument	9359
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7920 GRAVES RD CINCINNATI OH 452433627, CINCINNATI, OH 45243-3627

Tax Assessment & Valuation

The 2025 property tax bill for 7920 Graves Rd was $14,872, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,872.00 (+2.33%)	$406,826 (-) Land $227,591 Building $179,235
2024	$14,533.00 (-0.19%)	$406,826 (-) Land $227,591 Building $179,235
2023	$14,561.00 (+27.59%)	$406,826 (+55.19%) Land $227,591 Building $179,235	$1,162,360 Land $650,260 Building $512,100
2022	$11,412.00 Homeowner's exemption	$262,151 Land $164,567 Building $97,584
2020			$749,000 Land $470,190 Building $278,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7920 Graves Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7920 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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