Union County and Cranford Township property record for 79 Benjamin St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,528 sqft · built 1927 |
| Lot Size | 0.134 acres (5,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Dec 2020) |
| Tax Bill | $15,351 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00421-0000-00024 |
| Primary APN | 03-00421-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,528 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Stucco |
| Lot Area | 5,828 sqft (0.134 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 4469007 |
|---|---|
| Street Address | 79 BENJAMIN ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LANDS/EST/BENJAMIN F HAM SEC 1 |
| Legal Block | 421 |
| Legal Lot Number | 24 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 37400 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 83 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Oct 11, 2023 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 17, 2020 | Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Prior Sale | Mar 31, 1983 · Amount on Record |
| Deed Document Number | 2020331277 |
| Deed Book / Page | 6393 / 2778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 79 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC |
| Name | Verified Name |
|---|---|
| Address | 83 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Document Number | 0157732405 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 15773/2405 |
| Instrument | 90247 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 11, 2023 |
| Property Address | 79 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Document Number | 0065242312 |
| Book / Page | 6524 / 2312 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 32781 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Name | Verified Name |
|---|---|
| Address | 79 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Document Number | 0000057192 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 57192 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 17, 2020 |
| Property Address | 79 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Document Number | 0063932778 |
| Book / Page | 6393 / 2778 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 331277 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,071.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 CRAWFORD TER, 312, UNION, NJ 07083-9006 |
| Name | Verified Name |
|---|---|
| Address | 79 BENJAMIN ST, CRANFORD, NJ 07016-2621 |
| Document Number | 706157 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 706157 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,800 (-) Land $66,600 Building $145,200 | $211,800 (-) Land $66,600 Building $145,200 | |
| 2025 | $15,351.00 (+63.03%) | $211,800 (+52.48%) Land $66,600 Building $145,200 | $211,800 (+52.48%) Land $66,600 Building $145,200 |
| 2024 | $9,416.00 (+2.53%) | ||
| 2023 | $138,900 (-) Land $66,600 Building $72,300 | $138,900 (-) Land $66,600 Building $72,300 | |
| 2022 | $9,184.00 | $138,900 Land $66,600 Building $72,300 | $138,900 Land $66,600 Building $72,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 45 (1994–2025) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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