Union County and Cranford Township property record for 76 Benjamin St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,532 sqft · built 1924 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,200 (Jul 2019) |
| Tax Bill | $9,698 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00420-0000-00003 |
| Primary APN | 03-00420-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,532 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 4,199 sqft (0.096 acres) |
| Account Number | 4425005 |
|---|---|
| Street Address | 76 BENJAMIN ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 420 |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 37400 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jul 24, 2019 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | May 7, 2008 · Amount on Record |
| Deed Document Number | 2019315244 |
| Deed Book / Page | 6332 / 584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 76 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0147230363 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 14723/363 |
| Instrument | 694284 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 24, 2019 |
| Property Address | 76 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Document Number | 0063320584 |
| Book / Page | 006332 / 000584 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 315244 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 BENJAMIN ST CRANFORD NJ 070162622, CRANFORD, NJ 07016-2622 |
| Document Number | 145770775 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 014577/000775 |
| Instrument | 675887 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,800 (-) Land $60,400 Building $73,400 | $133,800 (-) Land $60,400 Building $73,400 | |
| 2025 | $9,698.00 (+6.92%) | $133,800 (-) Land $60,400 Building $73,400 | $133,800 (-) Land $60,400 Building $73,400 |
| 2024 | $9,070.00 (+2.53%) | ||
| 2023 | $133,800 Land $60,400 Building $73,400 | $133,800 Land $60,400 Building $73,400 | |
| 2022 | $8,846.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 45 (1994–2025) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures