Union County and Cranford Township property record for 78 Benjamin St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,961 sqft · built 1924 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $872,000 (Aug 2023) |
| Tax Bill | $17,127 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00420-0000-00004 |
| Primary APN | 03-00420-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 1,961 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 5,850 sqft (0.134 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 4426006 |
|---|---|
| Street Address | 78 BENJAMIN ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 420 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 37400 |
78 Benjamin St is owned and occupied by two individuals who bought it in August 2023.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Nov 24, 2020 | Grant Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | Nov 24, 2020 · Amount on File |
| Deed Document Number | 202331592 |
| Deed Book / Page | 6519 / 2437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 24, 2023 |
| Property Address | 78 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Document Number | 0065192437 |
| Book / Page | 6519 / 2437 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 31592 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $8,090.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Name | Verified Name |
|---|---|
| Address | 78 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 24, 2020 |
| Property Address | 78 BENJAMIN ST, CRANFORD, NJ 07016-2622 |
| Document Number | 0003910035 |
| Book / Page | 000391 / 000035 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 330526 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 BEJAMIN ST CRANFORD NJ 07016, CRANFORD, NJ 07016 |
| Document Number | 148220060 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 014822/000060 |
| Instrument | 704341 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 23, 2035 |
The 2025 property tax bill for 78 Benjamin St was $17,127, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,300 (-) Land $63,500 Building $172,800 | $236,300 (-) Land $63,500 Building $172,800 | |
| 2025 | $17,127.00 (+6.92%) | $236,300 Land $63,500 Building $172,800 | $236,300 Land $63,500 Building $172,800 |
| 2024 | $16,018.00 | ||
| 2023 | $236,300 (-) Land $63,500 Building $172,800 | $236,300 (-) Land $63,500 Building $172,800 | |
| 2022 | $15,624.00 | $236,300 Land $63,500 Building $172,800 | $236,300 Land $63,500 Building $172,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 78 Benjamin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 45 (1994–2025) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Benjamin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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