St. Louis County property record for 7779 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,792 sqft · built 1930 |
| Lot Size | 0.363 acres (15,837 sqft) |
| Owner | Company Name on File |
| Last Sale | $701,000 (Nov 2023) |
| Tax Bill | $4,620 (2026) |
| Deeds & Mortgages | Jan 2024 Sale Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00100 |
| Primary APN | 370-0040-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Gross Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 15,837 sqft (0.363 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | Deck Area |
| Cabin | 288 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1097314 |
|---|---|
| Street Address | 7779 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 10 AND 11 AND THAT PART OF LOT 9,DESCRIBED AS FOLLOWS: BEGINNING AT THESOUTHEAST CORNER OF SAID LOT 9 AND ASSIGNINGTHE |
| Legal Subdivision | MC CARTHYS BEACH TOWN OF FRENC |
| Legal Lot Number | 9-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7779 McCarthy Beach Rd, a residential property, is owned by a company that bought it in November 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 HERON LN, SAINT PAUL, MN 55127-6416 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2024 | Limited Warranty Deed, Transfer |
| Nov 6, 2023 | Warranty Deed, Transfer PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on File |
| Deed Sale | Nov 6, 2023 · Amount on File |
| Deed Document Number | 20231477619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 30, 2024 |
| Property Address | 7779 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 0001482323 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 1482323 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 HERON LN, NORTH OAKS, MN 55127-6416 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 6, 2023 |
| Property Address | 7779 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 0001477619 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 1477619 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,313.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 HERON LN, NORTH OAKS, MN 55127-6416 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 7779 McCarthy Beach Rd was $4,620, up 9.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,620.00 (+9.84%) | ||
| 2025 | $4,206.00 | $643,100 (+45.89%) Land $274,300 Building $368,800 | $643,100 (+45.89%) Land $274,300 Building $368,800 |
| 2024 | $440,800 Land $206,900 Building $233,900 | $440,800 Land $206,900 Building $233,900 | |
| 2023 | $3,014.00 Homeowner's exemption | ||
| 2022 | $319,800 Land $152,400 Building $167,400 | $319,800 Land $152,400 Building $167,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7779 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7779 McCarthy Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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