St. Louis County property record for 7791 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,848 sqft · built 1917 |
| Lot Size | 0.829 acres (36,151 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,430 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00030 |
| Primary APN | 370-0040-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Gross Area |
| 1st Floor Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 36,151 sqft (0.829 acres) |
| Garage Area | 1,480 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 420 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 17912 |
|---|---|
| Street Address | 7791 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 3 4 5 AND 6 INC 1/2 OF VACATEDALLEY ON ELY SIDE SERIAL # |
| Legal Subdivision | MC CARTHYS BEACH TOWN OF FRENC |
| Legal Lot Number | 3-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7791 McCarthy Beach Rd is owned and occupied by two individuals who acquired it in September 2024.
Source: St. Louis County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7791 MCCARTHY BEACH RD, SIDE LAKE, MN 55781-8452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2024 |
| Transfer Doc | 0001496449 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 7791 McCarthy Beach Rd was $4,430 with a homeowner's exemption, up 9.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,430.00 (+9.93%) Homeowner's exemption | ||
| 2025 | $4,030.00 (+5.5%) Homeowner's exemption | $637,800 (+35.3%) Land $308,800 Building $329,000 | $637,800 (+35.3%) Land $308,800 Building $329,000 |
| 2024 | $3,820.00 | $471,400 Land $278,900 Building $192,500 | $471,400 Land $278,900 Building $192,500 |
| 2022 | $342,300 Land $204,700 Building $137,600 | $342,300 Land $204,700 Building $137,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7791 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7791 McCarthy Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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