St. Louis County property record for 7765 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 2 ba · 1,544 sqft · built 1975 |
| Lot Size | 0.389 acres (16,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Sep 2015) |
| Tax Bill | $3,914 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00200 |
| Primary APN | 370-0040-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Gross Area |
| 1st Floor Area | 1,045 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,979 sqft (0.389 acres) |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 996105 |
|---|---|
| Street Address | 7765 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8452 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | SMU |
| Legal Description | LOTS 20 AND 21 SERIAL # |
| Legal Subdivision | MCCARTHYS BEACH |
| Legal Lot Number | 20-21 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7765 MCCARTHY BEACH RD, SIDE LAKE, MN 55781-8452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2015 · Amount on Record |
| Deed Sale | Sep 21, 2015 · Amount on Record |
| Prior Sale | Jun 27, 2008 · Amount on Record |
| Deed Document Number | 20151270127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 7765 MCCARTHY BEACH RD, SIDE LAKE, MN 55781-8452 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001437396 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 1437396 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,914.00 (+13.06%) Homeowner's exemption | ||
| 2025 | $3,462.00 (+3.65%) Homeowner's exemption | $504,500 (+20.64%) Land $221,100 Building $283,400 | $504,500 (+20.64%) Land $221,100 Building $283,400 |
| 2024 | $3,340.00 | $418,200 (+37.79%) Land $191,300 Building $226,900 | $418,200 (+37.79%) Land $191,300 Building $226,900 |
| 2022 | $303,500 Land $141,100 Building $162,400 | $303,500 Land $141,100 Building $162,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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