St. Louis County property record for 7757 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,440 sqft · built 1979 |
| Lot Size | 0.714 acres (31,137 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,130 (2026) |
| Deeds & Mortgages | Apr 2020 Sale Mar 2017 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00240 |
| Primary APN | 370-0040-00240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Gross Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 31,137 sqft (0.714 acres) |
| Deck Area | 288 sqft |
|---|---|
| Cabin | 256 sqft |
| Sauna | Sauna |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1088619 |
|---|---|
| Street Address | 7757 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 24, 25, & 26 INC VAC ALLEY ADJ SERIAL # |
| Legal Subdivision | MCCARTHYS BEACH |
| Legal Lot Number | 24-26 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7757 McCarthy Beach Rd is owned by an individual who acquired it in April 2020.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3924 TONKAWOOD RD, MINNETONKA, MN 55345-1949 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 21, 2020 |
| Transfer Doc | 0001377962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 23, 2020 |
| Property Address | 7757 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 00A1377962 |
| Instrument Date | Apr 21, 2020 |
| Instrument | A1377962 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3924 TONKAWOOD RD MINNETONKA MN 553451949, MINNETONKA, MN 55345-1949 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 23, 2017 |
| Property Address | 7757 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 00A1306242 |
| Instrument Date | Mar 4, 2017 |
| Instrument | A1306242 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3924 TONKAWOOD RD MINNETONKA MN 553451949, MINNETONKA, MN 55345-1949 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 24, 2017 |
| Property Address | 7757 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 00A1306308 |
| Instrument Date | Mar 4, 2017 |
| Instrument | A1306308 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3924 TONKAWOOD RD MINNETONKA MN 553451949, MINNETONKA, MN 55345-1949 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 23, 2017 |
| Property Address | 7757 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 00A1306240 |
| Instrument Date | Mar 4, 2017 |
| Instrument | A1306240 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3924 TONKAWOOD RD MINNETONKA MN 553451949, MINNETONKA, MN 55345-1949 |
The 2026 property tax bill for 7757 McCarthy Beach Rd was $6,130, up 11.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,130.00 (+11.21%) | ||
| 2025 | $5,512.00 (+17.98%) | $702,500 (+27.89%) Land $265,200 Building $437,300 | $702,500 (+27.89%) Land $265,200 Building $437,300 |
| 2024 | $4,672.00 | $549,300 Land $239,200 Building $310,100 | $549,300 Land $239,200 Building $310,100 |
| 2022 | $397,700 Land $175,900 Building $221,800 | $397,700 Land $175,900 Building $221,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7757 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7757 McCarthy Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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