St. Louis County property record for 7767 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft |
| Lot Size | 0.731 acres (31,851 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,406 (2026) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00160 |
| Primary APN | 370-0040-00160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Gross Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 31,851 sqft (0.731 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 432 sqft |
| Storage Building | 72 sqft |
| Boat House | 528 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1149251 |
|---|---|
| Street Address | 7767 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 16 THRU 19 SERIAL # |
| Legal Subdivision | MC CARTHYS BEACH TOWN OF FRENC |
| Legal Lot Number | 16-19 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7767 McCarthy Beach Rd, a residential property, is held in a trust since May 2023.
Source: St. Louis County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10874 HIGHWAY 37, HIBBING, MN 55746-8225 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2023 | Intrafamily Transfer, Transfer |
| Jun 7, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 4, 2023 |
| Transfer Doc | 0001467682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 7, 2023 |
| Property Address | 7767 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 0001467682 |
| Instrument Date | May 4, 2023 |
| Instrument | 1467682 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 185 SAG LAKE TRL, GRAND MARAIS, MN 55604-2057 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 7, 2023 |
| Property Address | 7767 MCCARTHY BEACH RD, SIDE LAKE, MN 55781 |
| Document Number | 0001467684 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 1467684 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 SAG LAKE TRL, GRAND MARAIS, MN 55604-2057 |
The 2026 property tax bill for 7767 McCarthy Beach Rd was $4,406, up 7.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,406.00 (+7.2%) | ||
| 2025 | $4,110.00 (+8.67%) | $582,300 (+35.2%) Land $308,500 Building $273,800 | $582,300 (+35.2%) Land $308,500 Building $273,800 |
| 2024 | $3,782.00 (+14.26%) | $430,700 Land $278,600 Building $152,100 | $430,700 Land $278,600 Building $152,100 |
| 2023 | $3,310.00 | ||
| 2022 | $313,400 (+7.07%) Land $204,500 Building $108,900 | $313,400 (+7.07%) Land $204,500 Building $108,900 | |
| 2021 | $292,700 Land $197,600 Building $95,100 | $292,700 Land $197,600 Building $95,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7767 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7767 McCarthy Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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