St. Louis County property record for 7793 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,485 sqft · built 1935 |
| Lot Size | 0.38 acres (16,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Sep 2024) |
| Tax Bill | $2,444 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00020 |
| Primary APN | 370-0040-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Gross Area |
| 1st Floor Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 16,590 sqft (0.38 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 312 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Heating Fuel | Oil |
|---|
| Account Number | 1172077 |
|---|---|
| Street Address | 7793 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8452 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | INC ALL OF VACATED ALLEY ON N SIDE AND1/2 OF VACATED ALLEY OF THE ELY SIDE OFLOT 2 SERIAL # |
| Legal Subdivision | MC CARTHYS BEACH TOWN OF FRENC |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7793 McCarthy Beach Rd, a residential property, is owned and occupied by an individual who bought it in September 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7793 MCCARTHY BEACH RD, SIDE LAKE, MN 55781-8452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on File |
| Deed Sale | Sep 18, 2024 · Amount on File |
| Prior Sale | Jan 11, 2013 · Amount on File |
| Deed Document Number | 20241694212 |
| Prior Transfer Date | Jan 25, 2023 |
| Prior Transfer Doc | 0001492202 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 7793 McCarthy Beach Rd was $2,444, up 9.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,444.00 (+9.89%) | ||
| 2025 | $2,224.00 (+5.8%) | $468,600 (+97.31%) Land $152,000 Building $316,600 | $468,600 (+97.31%) Land $152,000 Building $316,600 |
| 2024 | $2,102.00 | $237,500 Land $122,200 Building $115,300 | $237,500 Land $122,200 Building $115,300 |
| 2022 | $173,400 Land $90,900 Building $82,500 | $173,400 Land $90,900 Building $82,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7793 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7793 McCarthy Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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