766 Valley Dr, Vista, CA 92084 Property Records

San Diego County property record for 766 Valley Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,315 sqft · built 2002
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Sep 2020)
Tax Bill	$17,400 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`181-012-14-00`

Property Details

APN / Parcel Number

Primary APN	`181-012-14-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,315 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	60,984 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	766 VALLEY DR
City	VISTA
State	CA
Zip	92084-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 14 & 15 POR TR 002171
Legal Subdivision	AVOCADO HEIGHTS
Legal Tract	002171
Legal Block	2
Legal Lot Number	14,15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2011
Census Tract	19602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	766 VALLEY DR, VISTA, CA 92084-6439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 16, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Sep 9, 2019	Intrafamily Transfer, Transfer · Line of Credit MORGAN STANLEY PRIVATE BANK NA
May 21, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO
Jun 27, 2017	Grant Deed, Transfer · Conventional Mortgage MANHATTAN FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	2020542112
Prior Transfer Date	Jul 30, 2019
Prior Transfer Doc	0000387725
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	766 VALLEY DR, VISTA, CA 92084-6439
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 VALLEY DR, VISTA, CA 92084-6439

Mortgage

Document Number	0000096840
Date	Mar 3, 2022
Instrument	2022-0096840

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	766 VALLEY DR, VISTA, CA 92084-6439
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 VALLEY DR, VISTA, CA 92084-6439

Mortgage

Document Number	0000700927
Date	Oct 7, 2021
Instrument	2021-0700927

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	766 VALLEY DR, VISTA, CA 92084-6439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CLAIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088331
Date	Mar 7, 2018
Instrument	2018-0088331

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2020
Property Address	766 VALLEY DR, VISTA, CA 92084-6439
Document Number	0000542112
Map Reference	MAP 2171
Instrument Date	Aug 21, 2020
Instrument	2020-0542112
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	766 VALLEY DR, VISTA, CA 92084-6439

Mortgage

Document Number	0000542113
Date	Sep 16, 2020
Instrument	2020-0542113

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2019
Property Address	766 VALLEY DR, VISTA, CA 92084-6439
Document Number	0000387725
Map Reference	MAP 2171
Instrument Date	Jul 30, 2019
Instrument	2019-0387725
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 VALLEY DR, VISTA, CA 92084-6439

Mortgage

Document Number	0000387726
Date	Sep 9, 2019
Instrument	2019-0387726

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2018
Property Address	766 VALLEY DR, VISTA, CA 92084-6439
Document Number	0000202971
Instrument Date	May 18, 2018
Instrument	202971
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$1,705.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 OCEAN VIEW AVE DEL MAR CA 920143322, DEL MAR, CA 92014-3322

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2017
Property Address	766 VALLEY DR, VISTA, CA 92084-6439
Document Number	0000290382
Map Reference	MAP2171
Instrument Date	May 25, 2017
Instrument	2017-0290382
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	766 VALLEY DR, VISTA, CA 92084-6439

Mortgage

Document Number	0000290383
Date	Jun 27, 2017
Instrument	2017-0290383

Lender

Name	MANHATTAN FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,573,312 (+2%) Land $772,855 Building $800,457
2025	$17,400.00 (+8.75%) Homeowner's exemption	$1,542,463 (+4.04%) Land $757,701 Building $784,762
2023	$16,000.00 (+0.26%) Homeowner's exemption	$1,482,570 Land $728,280 Building $754,290
2022	$15,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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