San Diego County property record for 838 Valley Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,656 sqft · built 1977 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Apr 2009) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage Feb 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-012-19-00 |
| Primary APN | 181-012-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 838 VALLEY DR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 17 PAR 2 DOC125350REC70 IN TR 002171 |
| Legal Subdivision | AVOCADO HEIGHTS |
| Legal Tract | 002171 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19602 |
Source: San Diego County records · APN 181-012-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 838 VALLEY DR, VISTA, CA 92084-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2009 · Amount on Record |
| Deed Sale | Apr 14, 2009 · Amount on Record |
| Deed Document Number | 2009190609 |
| Last Transfer Date | Jun 03, 2016 |
| Transfer Doc | 0000304146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 838 VALLEY DR, VISTA, CA 92084-7106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 838 VALLEY DR, VISTA, CA 92084-7106 |
| Investor | Possibly a Property Investor |
| Document Number | 0000142980 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022-0142980 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.4% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 838 VALLEY DR, VISTA, CA 92084-7106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 838 VALLEY DR, VISTA, CA 92084-7106 |
| Document Number | 0000142784 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0142784 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $247,682 (+2%) Land $114,399 Building $133,283 | |
| 2025 | $2,699.00 (+8.79%) Homeowner's exemption | $242,826 (+4.04%) Land $112,156 Building $130,670 |
| 2023 | $2,481.00 (+0.32%) Homeowner's exemption | $233,398 Land $107,801 Building $125,597 |
| 2022 | $2,473.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 188 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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