76 Waterbury Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 76 Waterbury Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,256 sqft · built 1988
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$546,000 (May 2020)
Tax Bill	$15,491 (2024)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`27-1-40.12`

Property Details

APN / Parcel Number

Primary APN	`27-1-40.12`
Alternative APNs	`548902700000010401200000` `335489 27-1-40.12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,256 sqft Living Area
Gross Area	4,020 sqft
1st Floor Area	1,890 sqft
2nd Floor Area	946 sqft
Upper Floors Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	169,884 sqft (3.9 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	460 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	27-1-40.12
Street Address	76 WATERBURY RD
City	WARWICK
State	NY
Zip	10990-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 2 LUFT SUB 8460
Legal Subdivision	LUFT
Legal Block	1
Legal Lot Number	40.12
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3006
Census Tract	14502

Owner

76 Waterbury Rd is owned and occupied by an individual who bought it in May 2020.

Source: Orange County and Warwick Town records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	76 WATERBURY RD, WARWICK, NY 10990-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
May 12, 2020	Deed, Transfer · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Deed Document Number	202026255
Deed Book / Page	14745 / 334
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Jul 9, 2026
Property Address	76 WATERBURY RD, WARWICK, NY 10990-2438
Document Number	0000049550
Book / Page	15918 / 402
Instrument Date	Jun 24, 2026
Instrument	202649550
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 WATERBURY RD, WARWICK, NY 10990-2438

Mortgage

Document Number	0000049550,
Date	Jul 9, 2026
Book Page	15918/402
Instrument	202649550

Lender

Name	1ST PRIORITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	May 12, 2020
Property Address	76 WATERBURY RD, WARWICK, NY 10990-2438
Document Number	0000026255
Book / Page	14745 / 334
Instrument Date	Apr 28, 2020
Instrument	20200026255
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 W 111TH ST, NEW YORK, NY 10025-1973

Mortgage

Document Number	0000026256
Date	May 12, 2020
Book Page	14745/338
Instrument	20200026256

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,500 (-) Land $21,900 Building $45,600	$803,600 (+5.96%)
2024	$15,491.00	$67,500 (-) Land $21,900 Building $45,600	$758,400 (+3.93%)
2023		$67,500 (-) Land $21,900 Building $45,600	$729,700 (+17.3%) Land $236,747 Building $492,953
2022		$67,500 Land $21,900 Building $45,600	$622,100 Land $201,837 Building $420,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 76 Waterbury Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Waterbury Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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