72 Waterbury Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 72 Waterbury Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 1993
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$465,402 (Jul 2013)
Tax Bill	$14,534 (2024)
Deeds & Mortgages	Apr 2022 Refinance Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335489 27-2-1`

Property Details

APN / Parcel Number

Primary APN	`335489 27-2-1`
Alternative APNs	`548902700000020010000000` `27-2-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	1,137 sqft
2nd Floor Area	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	82,764 sqft (1.9 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	531 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27-2-1
Street Address	72 WATERBURY RD
City	WARWICK
State	NY
Zip	10990-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 1 SEC 2 WATERBURY EST MAP 9280
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3006
Census Tract	14502

Owner

72 Waterbury Rd is owned and occupied by two individuals who bought it in July 2013.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 WATERBURY RD, WARWICK, NY 10990-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 15, 2020	Loan Modification, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2013 · Amount on File
Deed Sale	Jul 18, 2013 · Amount on File
Prior Sale	Jul 9, 2007 · Amount on File
Deed Book / Page	13610 / 1159
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	72 WATERBURY RD, WARWICK, NY 10990-2438
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032008
Date	Apr 28, 2022
Book Page	15217/172
Instrument	20220032008

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	72 WATERBURY RD, WARWICK, NY 10990-2438
Document Number	0000025620
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 WATERBURY RD WARWICK NY 109902438, WARWICK, NY 10990-2438

Mortgage

Document Number	0000025620
Date	May 6, 2020
Book Page	014743/000242
Instrument	25620

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	72 WATERBURY RD, WARWICK, NY 10990-2438
Document Number	0000025621
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 WATERBURY RD WARWICK NY 109902438, WARWICK, NY 10990-2438

Mortgage

Document Number	0000025621
Date	May 6, 2020
Book Page	014743/000261
Instrument	25621

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,300 Land $20,400 Building $42,900	$753,600
2024	$14,534.00
2023		$63,300 (-) Land $20,400 Building $42,900	$684,300 (+17.3%) Land $220,533 Building $463,767
2022		$63,300 Land $20,400 Building $42,900	$583,400 Land $188,015 Building $395,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 72 Waterbury Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Waterbury Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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