64 Waterbury Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 64 Waterbury Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,948 sqft · built 1986
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Apr 1999)
Tax Bill	$14,967 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-1-36.12`

Property Details

APN / Parcel Number

Primary APN	`27-1-36.12`
Alternative APNs	`548902700000010361200000` `335489 27-1-36.12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,668 sqft
2nd Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	74,052 sqft (1.7 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	418 sqft
Patio Area	444 sqft
Shed	1 Shed
Shed Area	112 sqft
Canopy	348 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	27-1-36.12
Street Address	64 WATERBURY RD
City	WARWICK
State	NY
Zip	10990-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 3 MAJEWSKI SUB 3546 & PARCEL
Legal Subdivision	MAJEWSKI
Legal Block	1
Legal Lot Number	36.12
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3000
Census Tract	14502

Owner

64 Waterbury Rd is owned and occupied by two individuals who acquired it in May 2003.

Source: Orange County and Warwick Town records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 WATERBURY RD, WARWICK, NY 10990-2437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jul 26, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jan 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 1999 · Amount on File
Deed Sale	Apr 23, 1999 · Amount on File
Prior Sale	May 13, 1997 · Amount on File
Deed Book / Page	5043 / 293
Last Transfer Date	May 15, 2003
Transfer Doc	1114000885
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Sep 8, 2026
Property Address	64 WATERBURY RD, WARWICK, NY 10990-2437
Document Number	0000065941
Book / Page	15946 / 1492
Instrument Date	Aug 22, 2026
Instrument	202665941
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 WATERBURY RD, WARWICK, NY 10990-2437

Mortgage

Document Number	0000065941,
Date	Sep 8, 2026
Book Page	15946/1492
Instrument	202665941

Lender

Name	SANTANDER BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	64 WATERBURY RD, WARWICK, NY 10990-2437
Document Number	0000071250
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764

Mortgage

Document Number	0000071250
Date	Oct 4, 2019
Book Page	014634/001749
Instrument	71250

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Interest

Rate	4.5%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 23, 2017
Property Address	64 WATERBURY RD, WARWICK, NY 10990-2437
Document Number	0000004905
Book / Page	014170 / 001611
Instrument Date	Sep 21, 2016
Instrument	4905
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	64 WATERBURY RD WARWICK NY 109902437, WARWICK, NY 10990-2437

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,200 Land $14,400 Building $50,800	$776,200
2024	$14,967.00
2023		$65,200 (-) Land $14,400 Building $50,800	$704,900 (+17.31%) Land $155,683 Building $549,217
2022		$65,200 Land $14,400 Building $50,800	$600,900 Land $132,714 Building $468,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Waterbury Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Waterbury Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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