McDowell County property record for 75 E Main St, Old Fort, NC 28762 · Last verified October 2025
| Property Type | Commercial |
|---|---|
| Details | 12 ba · 2,149 sqft · built 1930 |
| Lot Size | 0.427 acres (18,625 sqft) |
| Owner | Company Name on File |
| Last Sale | $460,000 (May 2023) |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-07-59-0238 |
| Primary APN | 0659-07-59-0238 |
|---|---|
| Alternative APNs |
|
| Full Baths | 12 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,149 sqft Total Area |
| Gross Area | 4,418 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,625 sqft (0.427 acres) |
| Lot Dimensions | 149 ft deep x 125 ft wide |
| Porch | Enclosed Porch |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79710 |
|---|---|
| Street Address | 75 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-0017 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 0.43 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0659-07-59-0238
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6363 POPLAR AVE STE 220, 220, MEMPHIS, TN 38119-4879 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 01, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage FINANCIAL FEDERAL BANK |
| Sep 01, 2020 | Special Warranty Deed, Transfer · Commercial Mortgage MOUNTAIN BIZCAPITAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2023 · Amount on Record |
| Deed Sale | May 01, 2023 · Amount on Record |
| Prior Sale | Sep 01, 2020 · Amount on Record |
| Deed Document Number | 0001433793 |
| Deed Book / Page | 1433 / 793 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 01, 2023 |
| Property Address | 75 E MAIN ST, OLD FORT, NC 28762-0017 |
| Document Number | 0014330793 |
| Book / Page | 1433 / 793 |
| Instrument Date | May 01, 2023 |
| Instrument | 2023001970 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5582 OLD FORT SUGAR HILL RD, MARION, NC 28752-7616 |
| Name | Verified Name |
|---|---|
| Address | 6363 POPLAR AVE STE 220, 220, MEMPHIS, TN 38119-4879 |
| Document Number | 2023001971 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 2023001971 |
| Name | FINANCIAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 01, 2028 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 01, 2020 |
| Property Address | 75 E MAIN ST, OLD FORT, NC 28762-0017 |
| Document Number | 0013210023 |
| Book / Page | 1321 / 23 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020004374 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | HARBOR CITY TTL INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1929 ALLEN PKWY, 1929, HOUSTON, TX 77019-2506 |
| Name | Verified Name |
|---|---|
| Address | 5882 OLD FORT SUGAR HILL RD, MARION, NC 28752-8627 |
| Document Number | 2020004375 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 2020004375 |
| Name | MOUNTAIN BIZCAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 28, 2040 |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,234.00 (+3%) | $329,640 (-) Land $60,000 Building $269,640 | |
| 2023 | $2,169.00 | $329,640 Land $60,000 Building $269,640 | $329,640 Land $60,000 Building $269,640 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 45% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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