106 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 106 E Main St, Old Fort, NC 28762

Property Summary

Property Type	Other Improved
Details	4 ba · 11,416 sqft · built 1973
Lot Size	0.292 acres (12,750 sqft)
Owner	Company Name on File
Last Sale	$555,000 (Jun 2023)
Tax Bill	$7,988 (2025)
Deeds & Mortgages	Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0659-07-59-3200`

Property Details

APN / Parcel Number

Primary APN	`0659-07-59-3200`
Alternative APNs	`14894986` `80003`

Interior

Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	11,416 sqft Total Area
Gross Area	2,644 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2023
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	12,750 sqft (0.292 acres)
Lot Dimensions	85 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80003
Street Address	106 E MAIN ST
City	OLD FORT
State	NC
Zip	28762-9805
Property Category	Other
Property Type	Other > Other Improved
Legal Description	0.764 AC SURVEY 2/10/86
Legal Lot Number	1,2
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	1
Census Block	1052
Census Tract	970700

Owner

Source: McDowell County records · APN 0659-07-59-3200

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	78 CATAWBA AVE, OLD FORT, NC 28762-8920
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	0001440389
Deed Book / Page	1440 / 389
Record Updated	Jun 08, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 30, 2023
Property Address	106 E MAIN ST, OLD FORT, NC 28762-9805
Document Number	0014400389
Book / Page	1440 / 389
Instrument Date	Jun 30, 2023
Instrument	2023003068
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 N CHERRY ST # ST710, ST710, WINSTON SALEM, NC 27101-4009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CATAWBA AVE, OLD FORT, NC 28762-8920
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Old Fort Town
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,988.00 (+111.16%)	$1,178,290 (+104.91%) Land $125,000 Building $1,053,290
2023	$3,783.00	$575,040 Land $125,000 Building $450,040	$1,178,290 Land $125,000 Building $1,053,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1983–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF OLD FORT serves 1,700 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.