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37 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 37 E Main St, Old Fort, NC 28762 · Last verified October 2025

Property Summary

Property TypeCommercial
Details4 ba · 2,587 sqft · built 1940
Lot Size0.062 acres (2,701 sqft)
OwnerCompany Name on File
Last Sale$280,000 (Oct 2021)
Tax Bill$852 (2025)
Deeds & MortgagesOct 2021 Sale
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0659-06-49-8136

Property Details

APN / Parcel Number

Primary APN0659-06-49-8136
Alternative APN
  • 75961

Interior

Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area2,587 sqft Total Area
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialRolled Roofing
Lot Area2,701 sqft
Lot Width27 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number75961
Street Address37 E MAIN ST
CityOLD FORT
StateNC
Zip28762-0017
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description0.06 AC PER SURVEY 7-2-18
Legal SubdivisionEAST MAIN STREET
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1064
Census Tract970700

Owner

Source: McDowell County records · APN 0659-06-49-8136

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address70 S MARKET ST, ASHEVILLE, NC 28801-3757
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2021Warranty Deed, Transfer
Aug 02, 2018Warranty Deed, Transfer · Conventional with PMI
MARK HUGHES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2021 · Amount on Record
Deed SaleOct 11, 2021 · Amount on Record
Prior SaleAug 02, 2018 · Amount on Record
Deed Document Number0001372698
Deed Book / Page1372 / 698
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateOct 11, 2021
Property Address37 E MAIN ST, OLD FORT, NC 28762-0017
Document Number0013720698
Book / Page1372 / 698
Instrument DateOct 08, 2021
Instrument2021006558
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 585, OLD FORT, NC 28762-0585

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 S MARKET ST, ASHEVILLE, NC 28801-3757

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateAug 02, 2018
Property Address37 E MAIN ST, OLD FORT, NC 28762-0017
Document Number0012510454
Book / Page001251 / 000454
Instrument DateAug 02, 2018
Instrument3553
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 585 OLD FORT NC 287620585, OLD FORT, NC 28762-0585

Mortgage

Document Number12510458
DateAug 02, 2018
Book Page001251/000458
Instrument3554
Lender
NameMARK HUGHES
Address1457 PARKER PADGETT RD, OLD FORT, NC 28762-8817
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term36 Months
DueAug 01, 2021

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$852.00 (+3.02%)$125,800 (-) Land $25,000 Building $100,800
2023$827.00 (+48.74%)$125,800 (+50.97%) Land $25,000 Building $100,800$125,800 (+50.97%) Land $25,000 Building $100,800
2022$556.00$83,330 Land $18,500 Building $64,830$83,330 Land $18,500 Building $64,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 14 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 65% of North Carolina
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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