McDowell County property record for 32 E Main St, Old Fort, NC 28762 · Last verified April 2026
| Property Type | Commercial |
|---|---|
| Details | 2,260 sqft · built 1930 |
| Lot Size | 0.056 acres (2,418 sqft) |
| Owner | Company Name on File |
| Last Sale | $500,000 (Jan 2021) |
| Tax Bill | $2,307 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jan 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-06-49-9044 |
| Primary APN | 0659-06-49-9044 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,260 sqft Total Area |
| 1st Floor Area | 2,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Wood Truss |
| Roof Material | Rolled Roofing |
| Lot Area | 2,418 sqft (0.056 acres) |
| Lot Dimensions | 93 ft deep x 26 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 74133 |
|---|---|
| Street Address | 32 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-0017 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 0.51 AC PER SURVEY 9-22-87 |
| Legal Subdivision | COLYERS |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1078 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0659-06-49-9044
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 24 HATFIELD HOLW, BLACK MOUNTAIN, NC 28711-9211 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 22, 2021 | Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 2021428 |
| Deed Book / Page | 1338 / 316 |
| Prior Transfer Date | Jul 09, 2013 |
| Prior Transfer Doc | 0011060136 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 32 E MAIN ST, OLD FORT, NC 28762-0017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 24 HATFIELD HOLW, BLACK MOUNTAIN, NC 28711-9211 |
| Document Number | 0013690951 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 1369/951 |
| Instrument | 2021006098 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 22, 2021 |
| Property Address | 32 E MAIN ST, OLD FORT, NC 28762-0017 |
| Document Number | 0013380316 |
| Book / Page | 1338 / 316 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021000428 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 HATFIELD HOLW, BLACK MOUNTAIN, NC 28711-9211 |
| Document Number | 2021000429 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021000429 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,307.00 (+3.04%) | $340,320 (-) Land $25,000 Building $315,320 | |
| 2023 | $2,239.00 | $340,320 Land $25,000 Building $315,320 | $340,320 Land $25,000 Building $315,320 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 45% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures