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27 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 27 E Main St, Old Fort, NC 28762 · Last verified June 2026

Property Summary

Property TypeCommercial
Details2 ba · 1,140 sqft · built 1940
Lot Size0.046 acres (1,995 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (May 2026)
Tax Bill$481 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2024 Sale
Flood ZoneZone X (minimal risk)
APN0659-06-49-8103

Property Details

APN / Parcel Number

Primary APN0659-06-49-8103
Alternative APNs
  • 58510
  • 72780

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,140 sqft Total Area
1st Floor Area1,140 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area1,995 sqft (0.046 acres)
Lot Dimensions105 ft deep x 19 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number72780
Street Address27 E MAIN ST
CityOLD FORT
StateNC
Zip28762
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description0.045 AC (2TCTS) PB18/97
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1064
Census Tract970700

Owner

Source: McDowell County records · APN 0659-06-49-8103

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address138 WESTERMAN ST, OLD FORT, NC 28762-9457
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Warranty Deed, Transfer · Seller Carry-Back
NONE LISTED ON DOCUMENT
May 02, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleJun 07, 2010 · Amount on Record
Deed Document Number20262343
Deed Book / Page1538 / 450
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateMay 15, 2026
Property Address27 E MAIN ST, OLD FORT, NC 28762
Document Number0000002343
Book / Page1538 / 450
Instrument DateMay 15, 2026
Instrument2026.2343
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$91,910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address138 WESTERMAN ST, OLD FORT, NC 28762-9457
InvestorPossibly a Property Investor

Mortgage

Document Number0000002344,
DateMay 15, 2026
Instrument2026..2344
Lender
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term60 Months
DueMay 15, 2031
Interest
Rate6.46%
Max Rate-1%

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateMay 02, 2024
Property Address27 E MAIN ST, OLD FORT, NC 28762
Document Number0014670616
Book / Page1467 / 616
Map ReferenceMB 18 PG 97
Instrument DateMay 01, 2024
Instrument2024002073
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

AmountAmount Recorded
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1095 MOFFITT HILL CHURCH RD, OLD FORT, NC 28762-6767

Transferred To (Grantee/Buyer)

NameVerified Name
Address263 FOGGY MOUNTAIN DR, OLD FORT, NC 28762-6101

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$481.00 (+3.22%)$70,970 (-) Land $25,000 Building $45,970
2023$466.00$70,970 Land $25,000 Building $45,970$70,970 Land $25,000 Building $45,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 14 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 65% of North Carolina
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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