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169 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 169 E Main St, Old Fort, NC 28762

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,786 sqft · built 1940
Lot Size0.458 acres (19,950 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Jul 2025)
Tax Bill$696 (2025)
Deeds & MortgagesJun 2026 Sale
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN0659-07-59-4586

Property Details

APN / Parcel Number

Primary APN0659-07-59-4586
Alternative APNs
  • 16371
  • 78787

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,786 sqft Heated Area
Gross Area1,934 sqft
1st Floor Area1,356 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1950
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,950 sqft (0.458 acres)
Lot Dimensions150 ft deep x 133 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number78787
Street Address169 E MAIN ST
CityOLD FORT
StateNC
Zip28762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.45 AC +/- LT 4
Legal SubdivisionOLD FORT
Legal Lot Number4
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1066
Census Tract970700

Owner

Source: McDowell County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2707 OLD FORT RD, BLACK MOUNTAIN, NC 28711-6039
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Warranty Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Nov 1, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Prior SaleOct 1, 1992
Deed Document Number20253280
Deed Book / Page1506 / 637
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJun 29, 2026
Property Address169 E MAIN ST, OLD FORT, NC 28762
Document Number0000003095
Book / Page1543 / 31
Instrument DateJun 12, 2026
Instrument20263095
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address2707 OLD FORT RD, BLACK MOUNTAIN, NC 28711-6039

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateNov 1, 2022
Property AddressMAIN & CHURCH ST, OLD FORT, NC 28762
Document Number0014180163
Book / Page1418 / 163
Instrument DateOct 20, 2022
Instrument2022006400
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 MANGUM DR, GREENVILLE, SC 29607-3904

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 HAMPDEN RD, ASHEVILLE, NC 28805-2421

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$696.00 (+2.96%)$102,740 (-) Land $40,000 Building $62,740
2023$676.00$102,740 Land $40,000 Building $62,740$102,740 Land $40,000 Building $62,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OLD FORT
serves 1,700 people · EPA ID NC0156025
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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