745 Ebb Tide Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 745 Ebb Tide Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,155 sqft · built 2005
Lot Size	0.409 acres (17,816 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Dec 2022)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014770-010-01`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014770-010-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,155 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	2,155 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,816 sqft (0.409 acres)
Lot Dimensions	123 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	399 sqft
Porch	Screened/Unfinished Porch
Porch Area	434 sqft
Storage Building	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	745 EBB TIDE DR
City	FLEMING ISLAND
State	FL
Zip	32003-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 RIVER ISL ESTATES A/K/A PT OF LOT 4 FLOYD DIV FLEMINGISL GRANT AS REC OR 4673 PG
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLOYD DIV FLEMINGISL GRANT
Legal Lot Number	12,4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2012
Census Tract	30701

Owner

745 Ebb Tide Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Clay County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	745 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Dec 27, 2013 · Amount on File
Deed Document Number	202271500
Deed Book / Page	4673 / 1598
Prior Transfer Date	Sep 12, 2007
Prior Transfer Doc	0029470319
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 9, 2022
Property Address	745 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Document Number	0046731598
Book / Page	4673 / 1598
Map Reference	MB G PG 568
Instrument Date	Dec 1, 2022
Instrument	2022071500
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	NOT AVAILABLE, THOMAS C SANTORO TTL SVCS LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4881 SHADY CREEK DR, KEYSTONE HEIGHTS, FL 32656-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314

Mortgage

Document Number	0046731600
Date	Dec 9, 2022
Instrument	4673/1600

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 745 Ebb Tide Dr was $5,148 with exemptions applied, up 1.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,148.00 (+1.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$387,714	$401,680 Land $75,000 Building $326,680
2024	$5,062.00 (-9.74%)
2023	$5,608.00 (+100.29%) Homeowner's exemption	$387,512 (+80.11%) Land $65,000 Building $322,512	$387,512 (+10.3%) Land $65,000 Building $322,512
2022	$2,800.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$215,153	$351,315 Land $65,000 Building $286,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Ebb Tide Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Ebb Tide Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20