Clay County property record for 786 Ebb Tide Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 1985 |
| Lot Size | 0.837 acres (36,503 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Aug 2021) |
| Tax Bill | $3,579 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014772-009-00 |
| Primary APN | 38-05-26-014772-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,968 sqft Heated Area |
| Gross Area | 2,513 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,503 sqft (0.837 acres) |
| Lot Dimensions | 281 ft deep x 130 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 365 sqft |
| Deck Area | 100 sqft |
| Patio Area | 577 sqft |
| Storage Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 786 EBB TIDE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 4 & 5 A/K/A LOT 8 FLOYD DIV FLEMING ISL GRANT ASREC O R 4496 PG 1113 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | GEORGE FLEMING GRANT |
| Legal Lot Number | 4,5,8 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
786 Ebb Tide Dr is owned and occupied by an individual who bought it in August 2021.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 786 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Oct 22, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on File |
| Deed Sale | Aug 16, 2021 · Amount on File |
| Deed Document Number | 0044961113 |
| Deed Book / Page | 4496 / 1113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 16, 2021 |
| Property Address | 786 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Document Number | 0044961113 |
| Book / Page | 4496 / 1113 |
| Map Reference | MB G PG 568 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021051103 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 786 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Document Number | 44961116 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 4496/1116 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 22, 2020 |
| Property Address | 786 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Document Number | 0043671534 |
| Book / Page | 004367 / 001534 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 55133 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 EBB TIDE DR FLEMING ISLAND FL 320039314, FLEMING ISLAND, FL 32003-9314 |
The 2025 property tax bill for 786 Ebb Tide Dr was $3,579 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,579.00 Homeowner's exemption | $274,846 | $287,510 Land $60,000 Building $227,510 |
| 2023 | $3,662.00 (+6.42%) Homeowner's exemption | $259,322 (+3%) | $286,181 (+13.67%) Land $60,000 Building $226,181 |
| 2022 | $3,441.00 Homeowner's exemption | $251,769 Land $50,000 Building $201,769 | $251,769 Land $50,000 Building $201,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Ebb Tide Dr in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 786 Ebb Tide Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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