802 Ebb Tide Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 802 Ebb Tide Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,873 sqft · built 1983
Lot Size	0.816 acres (35,588 sqft)
Owner	Individual Name on Record
Last Sale	$157,500 (Oct 2011)
Tax Bill	$6,277 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014772-008-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014772-008-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,873 sqft Heated Area
Gross Area	4,063 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,588 sqft (0.816 acres)
Lot Dimensions	274 ft deep x 130 ft wide
Garage Area	578 sqft

Exterior Amenities

Porch	Porch
Porch Area	702 sqft
Storage Building	168 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	802 EBB TIDE DR
City	FLEMING ISLAND
State	FL
Zip	32003-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 4 & 5 A/K/A LOT 7 FLOYD DIV FLEMING ISL GRANT ASREC O R 3348 PG 557
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	GEORGE FLEMING GRANT SEC 38
Legal Lot Number	4,5,7 5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5667 SHADY PINE ST N, JACKSONVILLE, FL 32244-7829
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2011 · Amount on Record
Deed Sale	Oct 19, 2011 · Amount on Record
Deed Document Number	2011052888
Deed Book / Page	3348 / 0557
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	802 EBB TIDE DR, FLEMING ISLAND, FL 32003-9313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043271789
Date	Jul 10, 2020
Book Page	4327/1789
Instrument	2020034176

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,277.00 (+9.36%)	$411,570 (+5.53%) Land $60,000 Building $351,570	$411,570 (+5.53%) Land $60,000 Building $351,570
2023	$5,740.00 (+12.99%)	$390,006 (+13.22%) Land $60,000 Building $330,006	$390,006 (+13.22%) Land $60,000 Building $330,006
2022	$5,080.00	$344,456 Land $50,000 Building $294,456	$344,456 Land $50,000 Building $294,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20