725 Ebb Tide Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 725 Ebb Tide Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,786 sqft · built 1973
Lot Size0.354 acres (15,463 sqft)
OwnerIndividual Name on File
Tax Bill$795 (2025)
Deeds & MortgagesSep 2017 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN38-05-26-014770-013-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014770-013-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,786 sqft Heated Area
Gross Area2,522 sqft
Interior WallsWallboard/Drywall
Accessibility FeaturesAccessibility Features

Exterior

Year BuiltBuilt 1973
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,463 sqft (0.354 acres)
Lot Dimensions124 ft deep x 125 ft wide
Garage Area576 sqft
PorchPorch
Porch Area160 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address725 EBB TIDE DR
CityFLEMING ISLAND
StateFL
Zip32003-9314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 RIVER ISL ESTATES A/K/APT OF LOT 4 FLOYD DIV FLEMINGISL GRANT AS REC O R 691 PG 1
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionRIVER ISL ESTATES
Legal Lot Number4,14
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2012
Census Tract30701

Owner

725 Ebb Tide Dr is owned and occupied by an individual who acquired it in August 2017.

Source: Clay County records, as of December 18, 2025

Owner of RecordIndividual Name on File
Mailing Address725 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Aug 11, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 11, 2017
Transfer Doc0040020156
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address725 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040110771
DateSep 14, 2017
Book Page4011/0771
Instrument2017046518
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term179 Months
DueAug 23, 2032

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateAug 11, 2017
Property Address725 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Document Number0040020156
Book / Page004002 / 000156
Instrument DateAug 7, 2017
Instrument41161
Transaction TypeTransfer
Record UpdatedAug 29, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$350.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 EBB TIDE DR FLEMING ISLAND FL 320039314, FLEMING ISLAND, FL 32003-9314

Tax Assessment & Valuation

The 2025 property tax bill for 725 Ebb Tide Dr was $795 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$795.00 Homeowner's exemption$92,269$261,383 Land $75,000 Building $186,383
2023$1,046.00 (+16.74%) Homeowner's exemption$87,058 (+3%)$250,986 (+8.62%) Land $65,000 Building $185,986
2022$896.00 Homeowner's exemption$84,523$231,074 Land $65,000 Building $166,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Ebb Tide Dr in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Ebb Tide Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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