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765 Ebb Tide Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 765 Ebb Tide Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1973
Lot Size0.408 acres (17,816 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jun 2023)
Tax Bill$3,092 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014770-010-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014770-010-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,056 sqft Heated Area
Gross Area1,600 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1973
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,816 sqft (0.408 acres)
Lot Dimensions123 ft deep x 145 ft wide
Garage Area288 sqft

Exterior Amenities

PorchPorch
Porch Area120 sqft
Patio Area136 sqft
Storage Building132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address765 EBB TIDE DR
CityFLEMING ISLAND
StateFL
Zip32003-9314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 RIVER ISL ESTATES A/K/APT OF LOT 4 FLOYD DIV FLEMINGISL GRANT AS REC O R 4733 PG
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionRIVER ISL ESTATES
Legal Lot Number4,11 12
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2012
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014770-010-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2104 BLUE HERON COVE DR, FLEMING ISLAND, FL 32003-4929
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleApr 07, 2006 · Amount on Record
Deed Document Number2023031981
Deed Book / Page4733 / 704
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 28, 2023
Property Address765 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314
Document Number0047330704
Book / Page4733 / 704
Map ReferenceMB G PG 568
Instrument DateJun 22, 2023
Instrument2023031981
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanyCLOSING BEAR LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3540 TALISMAN DR, MIDDLEBURG, FL 32068-7853

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 BLUE HERON COVE DR, ORANGE PARK, FL 32003-4929

Mortgage

Document Number0047330706
DateJun 28, 2023
Book Page4733/706
Instrument2023031982
Lender
NameNETWORK FUNDING LP
TypeMortgage Company
AddressHOUSTON, TX 77042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,092.00 (+291.89%)$202,765 (+110.29%) Land $75,000 Building $127,765$202,765 (+26.83%) Land $75,000 Building $127,765
2023$789.00 (+19.73%) Homeowner's exemption Additional exemption filed$96,423 (+3%)$159,866 (+6.63%) Land $65,000 Building $94,866
2022$659.00 Homeowner's exemption Additional exemption filed$93,615$149,927 Land $65,000 Building $84,927

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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