Clay County property record for 720 Ebb Tide Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,538 sqft · built 2000 |
| Lot Size | 0.677 acres (29,490 sqft) |
| Owner | Company Name on Record |
| Last Sale | $405,000 (May 2014) |
| Tax Bill | $5,052 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014772-014-00 |
| Primary APN | 38-05-26-014772-014-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,538 sqft Living Area |
| Gross Area | 4,238 sqft |
| 1st Floor Area | 2,565 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 29,490 sqft (0.677 acres) |
| Lot Dimensions | 295 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 368 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 720 EBB TIDE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 4 & 5 A/K/A LOT 14 FLOYD DIV FLEMING ISL GRANT AS REC OR 3642 PG 1564 & 3843 PG 6 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | FLOYD DIV FLEMING ISL GRANT |
| Legal Lot Number | 4,14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 720 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2014 · Amount on Record |
| Deed Sale | May 13, 2014 · Amount on Record |
| Prior Sale | May 24, 2000 · Amount on Record |
| Deed Document Number | 201424058 |
| Deed Book / Page | 3642 / 1564 |
| Last Transfer Date | Mar 16, 2016 |
| Transfer Doc | 0038430640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 720 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 720 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Document Number | 0045980308 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 4598/308 |
| Instrument | 2022025033 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 720 EBB TIDE DR, FLEMING ISLAND, FL 32003-9314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042530110 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 4253/0110 |
| Instrument | 2019062004 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,052.00 (+4.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $381,388 (+5.99%) | $687,651 (+1.24%) Land $75,000 Building $612,651 |
| 2024 | $4,819.00 (-4.33%) | ||
| 2023 | $5,037.00 (+4.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $359,845 (+3%) | $679,202 (+11.08%) Land $65,000 Building $614,202 |
| 2022 | $4,842.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $349,365 | $611,435 Land $65,000 Building $546,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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