Union County and Cranford Township property record for 735 Willow St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,446 sqft · built 1954 |
| Lot Size | 0.181 acres (7,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,000 (Jun 2021) |
| Tax Bill | $15,946 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-00152-0000-00004 |
| Primary APN | 03-00152-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,446 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 7,880 sqft (0.181 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 0846008 |
|---|---|
| Street Address | 735 WILLOW ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 152 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 735 WILLOW ST, CRANFORD, NJ 07016-1858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jan 22, 2020 | Grant Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Prior Sale | Feb 11, 2002 · Amount on Record |
| Deed Document Number | 20215808 |
| Deed Book / Page | 6417 / 2033 |
| Prior Transfer Date | Jan 8, 1986 |
| Prior Transfer Doc | 0000037524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 14, 2021 |
| Property Address | 735 WILLOW ST, CRANFORD, NJ 07016-1858 |
| Document Number | 0064172033 |
| Book / Page | 6417 / 2033 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 5808 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,517.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3047 HUDSON TER, 3047, NAPLES, FL 34119-3383 |
| Name | Verified Name |
|---|---|
| Address | 735 WILLOW ST, CRANFORD, NJ 07016-1858 |
| Document Number | 0149882594 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 14988/2594 |
| Instrument | 14455 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 22, 2020 |
| Property Address | 735 WILLOW ST, CRANFORD, NJ 07016-1858 |
| Document Number | 0063560814 |
| Book / Page | 006356 / 000814 |
| Instrument Date | Dec 29, 2019 |
| Instrument | 321334 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 735 WILLOW ST CRANFORD NJ 070161858, CRANFORD, NJ 07016-1858 |
| Document Number | 146430476 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 014643/000476 |
| Instrument | 685549 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) Land $97,500 Building $122,500 | $220,000 (-) Land $97,500 Building $122,500 | |
| 2025 | $15,946.00 (+6.93%) | $220,000 (-) Land $97,500 Building $122,500 | $220,000 (-) Land $97,500 Building $122,500 |
| 2024 | $14,913.00 (+2.52%) | ||
| 2023 | $220,000 Land $97,500 Building $122,500 | $220,000 Land $97,500 Building $122,500 | |
| 2022 | $14,546.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 152 (1979–2021) |
| Claims Outside the SFHA | 38 of 152 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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