Union County and Cranford Township property record for 730 Willow St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,228 sqft · built 1954 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $915,000 (Aug 2026) |
| Tax Bill | $17,642 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00151-0000-00028 |
| Primary APN | 03-00151-0000-00028 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,228 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 0837002 |
|---|---|
| Street Address | 730 WILLOW ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 151 |
| Legal Lot Number | 28 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 730 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed, Transfer · Conventional Mortgage RED OAK MORTGAGE |
| Jun 21, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2023 · Amount on Record |
| Deed Document Number | 202657315 |
| Deed Book / Page | 6629 / 2926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 21, 2026 |
| Property Address | 730 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Document Number | 0000057315 |
| Book / Page | 6629 / 2926 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202657315 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92,415.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 730 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Document Number | 0000096255, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202696255 |
| Name | RED OAK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 21, 2023 |
| Property Address | 730 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Document Number | 0065122228 |
| Book / Page | 6512 / 2228 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 29877 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 WALNUT AVE102, CLARK, NJ 07066 |
| Name | Verified Name |
|---|---|
| Address | 730 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Document Number | 0153782540 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 15378/2540 |
| Instrument | 53177 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,400 (-) Land $104,800 Building $138,600 | $243,400 (-) Land $104,800 Building $138,600 | |
| 2025 | $17,642.00 (+6.92%) | $243,400 (-) Land $104,800 Building $138,600 | $243,400 (-) Land $104,800 Building $138,600 |
| 2024 | $16,500.00 (+2.53%) | ||
| 2023 | $243,400 (-) Land $104,800 Building $138,600 | $243,400 (-) Land $104,800 Building $138,600 | |
| 2022 | $16,093.00 | $243,400 Land $104,800 Building $138,600 | $243,400 Land $104,800 Building $138,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 426 (1978–2021) |
| Claims Outside the SFHA | 59 of 426 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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