732 Willow St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 732 Willow St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,498 sqft · built 1955
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$989,000 (Apr 2023)
Tax Bill	$21,229 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00151-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`03-00151-0000-00029`
Alternative APNs	`030015100029` `0838003`

Interior

Stories	2 Stories
Building Area	2,498 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stone
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0838003
Street Address	732 WILLOW ST
City	CRANFORD
State	NJ
Zip	07016-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	151
Legal Lot Number	29
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1015
Census Tract	37100

Owner

732 Willow St is owned and occupied by two individuals who bought it in April 2023.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 WILLOW ST, CRANFORD, NJ 07016-1870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Oct 16, 1995 · Amount on File
Deed Document Number	202328142
Deed Book / Page	6505 / 290
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 18, 2023
Property Address	732 WILLOW ST, CRANFORD, NJ 07016-1870
Document Number	0065050290
Book / Page	6505 / 290
Instrument Date	Mar 17, 2023
Instrument	28142
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,447.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 E 57TH ST # ST8B, ST8B, NEW YORK, NY 10022-2935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 WILLOW ST, CRANFORD, NJ 07016-1870

Mortgage

Document Number	0000050970
Date	Apr 18, 2023
Instrument	50970

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 732 Willow St was $21,229, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,900 (-) Land $108,100 Building $184,800	$292,900 (-) Land $108,100 Building $184,800
2025	$21,229.00 (+6.92%)	$292,900 Land $108,100 Building $184,800	$292,900 Land $108,100 Building $184,800
2024	$19,855.00
2023		$292,900 Land $108,100 Building $184,800	$292,900 Land $108,100 Building $184,800
2022	$19,366.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 732 Willow St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	426 (1978–2021)
Claims Outside the SFHA	59 of 426
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 83 claims Hurricane Irene, Sep 2011 · 114 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250