Union County and Cranford Township property record for 734 Willow St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,834 sqft · built 1954 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Oct 2020) |
| Tax Bill | $15,656 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00151-0000-00030 |
| Primary APN | 03-00151-0000-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,834 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 12,001 sqft (0.276 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 0839004 |
|---|---|
| Street Address | 734 WILLOW ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 151 |
| Legal Lot Number | 30 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 734 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 21, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage SUNQUEST FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Aug 24, 2016 · Amount on Record |
| Deed Document Number | 2020329327 |
| Deed Book / Page | 6386 / 2392 |
| Prior Transfer Date | Aug 22, 2016 |
| Prior Transfer Doc | 0061390984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 734 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0144782444 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 14478/2444 |
| Instrument | 661516 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 21, 2020 |
| Property Address | 734 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Document Number | 0063862392 |
| Book / Page | 6386 / 2392 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 329327 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | POLONIA TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,829.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 CASTLE RIDGE DR, 113, EAST HANOVER, NJ 07936-3556 |
| Name | Verified Name |
|---|---|
| Address | 734 WILLOW ST, CRANFORD, NJ 07016-1870 |
| Document Number | 701676 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 701676 |
| Name | SUNQUEST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,000 (-) Land $107,800 Building $108,200 | $216,000 (-) Land $107,800 Building $108,200 | |
| 2025 | $15,656.00 (+6.92%) | $216,000 (+1.41%) Land $107,800 Building $108,200 | $216,000 (+1.41%) Land $107,800 Building $108,200 |
| 2024 | $14,643.00 (+3.98%) | ||
| 2023 | $213,000 Land $107,800 Building $105,200 | $213,000 Land $107,800 Building $105,200 | |
| 2022 | $14,083.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 426 (1978–2021) |
| Claims Outside the SFHA | 59 of 426 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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