Citrus County property record for 735 Sinclair Ter, Inverness, FL 34450
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 953 sqft · built 1970 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Feb 2020) |
| Tax Bill | $3,008 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02980-0310 |
| Primary APN | 20E-19S-21-0020-02980-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 953 sqft Living Area |
| Gross Area | 1,699 sqft |
| 1st Floor Area | 953 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 235 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1789575 |
|---|---|
| Street Address | 735 SINCLAIR TER |
| City | INVERNESS |
| State | FL |
| Zip | 34450-6563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 31 & 32 BLK 298 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 21 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 298 |
| Legal Lot Number | 31,32 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 451002 |
Source: Citrus County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 20, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 27, 2020 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK |
| Nov 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FRANK GLEN LIVING TRUST (PT) |
| Apr 17, 2017 | Warranty Deed, Transfer SOUTHEAST PROF TITLE L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Prior Sale | Apr 17, 2017 · Amount on Record |
| Deed Document Number | 202010997 |
| Deed Book / Page | 3042 / 1279 |
| Last Transfer Date | Dec 2, 2021 |
| Transfer Doc | 0032451894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0035130266 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 3513/266 |
| Instrument | 2024064468 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0032590801 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 3259/801 |
| Instrument | 2022015086 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 20, 2022 |
| Property Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0032451894 |
| Book / Page | 3245 / 1894 |
| Map Reference | MB 3 PG 51 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2022004362 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0030992401 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3099/2401 |
| Instrument | 2020055381 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0030421279 |
| Book / Page | 003042 / 001279 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 10997 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $861.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 735 SINCLAIR TER INVERNESS FL 344506563, INVERNESS, FL 34450-6563 |
| Document Number | 30421281 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 003042/001281 |
| Instrument | 10998 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0028631866 |
| Book / Page | 002863 / 001866 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4511 N HIMES AVE #200 TAMPA FL 336147085, 200, TAMPA, FL 33614-7085 |
| Investor | Possibly a Property Investor |
| Document Number | 0028631866 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 002863/001866 |
| Instrument | 51917 |
| Name | FRANK GLEN LIVING TRUST (PT) |
|---|---|
| Address | 257 BRENTWOOD ST, COSTA MESA, CA 92627-1305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 13, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 735 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0028221767 |
| Book / Page | 002822 / 001767 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 17259 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | SOUTHEAST PROF TITLE L |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4511 N HIMES AVE #200 TAMPA FL 336147085, 200, TAMPA, FL 33614-7085 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,008.00 (+3.05%) Homeowner's exemption | $107,496 (-35.58%) | $158,782 (-4.85%) Land $10,240 Building $148,542 |
| 2024 | $2,919.00 (+1.21%) Homeowner's exemption Additional exemption filed | $166,872 (+9.13%) Land $8,800 Building $158,072 | $166,872 (+9.13%) Land $8,800 Building $158,072 |
| 2023 | $2,884.00 (+187.82%) Homeowner's exemption Additional exemption filed | $152,916 (+22.16%) Land $8,800 Building $144,116 | $152,916 (+22.16%) Land $8,800 Building $144,116 |
| 2022 | $1,002.00 Homeowner's exemption Additional exemption filed | $125,180 Land $7,440 Building $117,740 | $125,180 Land $7,440 Building $117,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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